FinObservatory

Cross-border banking exposure / Netherlands

What the world’s banks lend to Netherlands

The funding view: cross-border claims of BIS-reporting banks on Netherlands, from the locational statistics (LBS, by lender residence), with the consolidated claims by bank nationality (CBS) alongside. BIS-reporting banks held $1.24T of cross-border claims on Netherlands in Q4 2025, up from $18.81B when the series begins in Q4 1977.

$1.24T
LBS cross-border claims
Q4 2025, all reporters
+$239.27B
Change since 2019
+23.8% vs Q4 2019
$1.19T
LBS liabilities to Netherlands
Q4 2025, banks’ funding from
$586.77B
CBS international claims
Q4 2025, nationality basis

Cross-border claims on Netherlands, Q4 1977Q4 2025

LBS cross-border claims of all reporting banks on Netherlands, in USD trillions, quarterly. The GFC and COVID quarters are shaded. This is the residence view, where a claim counts by where the lending bank sits, so a claim on Netherlands booked from any reporting jurisdiction is included.

Hover for daily values

Source: BIS Locational Banking Statistics (WS_LBS_D_PUB), BIS Data Portal (data.bis.org). Selection: cross-border claims (measure C), all reporting countries (5A) vs Netherlands as counterparty, all instruments, all currencies, all counterparty sectors, quarterly, amounts outstanding. License: free with “Source: BIS” attribution. Values shown in USD trillions; raw BIS unit is USD millions. Methodology

Consolidated claims by bank nationality

CBS international claims on Netherlands in Q4 2025, broken out by the nationality of the lending banks (where the parent is headquartered, worldwide-consolidated, immediate-counterparty basis). The top 5 reporting banking systems shown account for $309.52B of the $586.77B consolidated total. This is a different measure from the residence-based claims above and is not additive with them.

Bank nationalityInternational claims
FRA France$115.59B
JPN Japan$66.63B
USA United States$56.73B
GBR United Kingdom$41.73B
ESP Spain$28.84B

Source: BIS Consolidated Banking Statistics (WS_CBS_PUB), BIS Data Portal (data.bis.org). Selection: international claims (measure I, domestic banks 4B, immediate-counterparty basis F), individual reporting banking system by nationality vs Netherlands as counterparty, latest quarter, amounts outstanding. License: free with “Source: BIS” attribution. CBS carries claims only; it has no liabilities measure by design. Methodology

Back to the cross-border overview, or Netherlands’s full financial profile on its country page. See the methodology for LBS versus CBS and the exact selections.