FinObservatory

Cross-border banking exposure / South Africa

What the world’s banks lend to South Africa

The funding view: cross-border claims of BIS-reporting banks on South Africa, from the locational statistics (LBS, by lender residence), with the consolidated claims by bank nationality (CBS) alongside. BIS-reporting banks held $57.14B of cross-border claims on South Africa in Q4 2025, up from $8.75B when the series begins in Q4 1977.

$57.14B
LBS cross-border claims
Q4 2025, all reporters
−$2.00B
Change since 2019
−3.4% vs Q4 2019
$50.57B
LBS liabilities to South Africa
Q4 2025, banks’ funding from
$26.72B
CBS international claims
Q4 2025, nationality basis

Cross-border claims on South Africa, Q4 1977Q4 2025

LBS cross-border claims of all reporting banks on South Africa, in USD billions, quarterly. The GFC and COVID quarters are shaded. This is the residence view, where a claim counts by where the lending bank sits, so a claim on South Africa booked from any reporting jurisdiction is included.

Hover for daily values

Source: BIS Locational Banking Statistics (WS_LBS_D_PUB), BIS Data Portal (data.bis.org). Selection: cross-border claims (measure C), all reporting countries (5A) vs South Africa as counterparty, all instruments, all currencies, all counterparty sectors, quarterly, amounts outstanding. License: free with “Source: BIS” attribution. Values shown in USD billions; raw BIS unit is USD millions. Methodology

Consolidated claims by bank nationality

CBS international claims on South Africa in Q4 2025, broken out by the nationality of the lending banks (where the parent is headquartered, worldwide-consolidated, immediate-counterparty basis). The top 5 reporting banking systems shown account for $20.21B of the $26.72B consolidated total. This is a different measure from the residence-based claims above and is not additive with them.

Bank nationalityInternational claims
USA United States$7.63B
GBR United Kingdom$5.25B
JPN Japan$4.40B
FRA France$2.02B
IND India$908M

Source: BIS Consolidated Banking Statistics (WS_CBS_PUB), BIS Data Portal (data.bis.org). Selection: international claims (measure I, domestic banks 4B, immediate-counterparty basis F), individual reporting banking system by nationality vs South Africa as counterparty, latest quarter, amounts outstanding. License: free with “Source: BIS” attribution. CBS carries claims only; it has no liabilities measure by design. Methodology

Back to the cross-border overview, or South Africa’s full financial profile on its country page. See the methodology for LBS versus CBS and the exact selections.