County banking markets / AR / 05045
FaulknerArkansas
FIPS 05045. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 75 counties in Arkansas’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (1,326) and moderately concentrated on deposits (1,932).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
24 branch offices and 8 institutions in 1994; 47 and 17 in 2025. Deposits booked in the county went from $548.0M to $3.43B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Centennial Bank cert 11241 | $1.17B | 34.12% | 13 | 27.66% |
| 2 | First Security Bank cert 5633 | $814.4M | 23.72% | 8 | 17.02% |
| 3 | Arvest Bank cert 8728 | $224.1M | 6.53% | 3 | 6.38% |
| 4 | First Service Bank cert 18519 | $221.6M | 6.45% | 3 | 6.38% |
| 5 | Simmons Bank cert 3890 | $209.1M | 6.09% | 2 | 4.26% |
| 6 | Bank OZK cert 110 | $200.3M | 5.83% | 4 | 8.51% |
| 7 | Regions Bank cert 12368 | $153.6M | 4.47% | 2 | 4.26% |
| 8 | Bank of America, National Association cert 3510 | $134.1M | 3.91% | 1 | 2.13% |
| 9 | U.S. Bank National Association cert 6548 | $76.8M | 2.24% | 1 | 2.13% |
| 10 | First Community Bank cert 34533 | $74.1M | 2.16% | 1 | 2.13% |
| 11 | First Arkansas Bank and Trust cert 16849 | $68.9M | 2.01% | 3 | 6.38% |
| 12 | Chambers Bank cert 5615 | $25.6M | 0.75% | 1 | 2.13% |
| 13 | Cadence Bank cert 11813 | $17.4M | 0.51% | 1 | 2.13% |
| 14 | The Malvern National Bank cert 14644 | $15.4M | 0.45% | 1 | 2.13% |
| 15 | Eagle Bank and Trust Company cert 3873 | $14.5M | 0.42% | 1 | 2.13% |
| 16 | Partners Bank cert 15729 | $11.5M | 0.33% | 1 | 2.13% |
| 17 | FSNB, National Association cert 16416 | $676K | 0.02% | 1 | 2.13% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Arkansas, or read the methodology for the two HHI constructions and what they cannot tell you.