County banking markets / AR / 05119
PulaskiArkansas
FIPS 05119. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 75 counties in Arkansas’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (545) and unconcentrated on deposits (1,497).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
138 branch offices and 17 institutions in 1994; 171 and 32 in 2025. Deposits booked in the county went from $4.14B to $29.61B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Bank OZK cert 110 | $8.79B | 29.67% | 14 | 8.19% |
| 2 | Simmons Bank cert 3890 | $4.63B | 15.62% | 16 | 9.36% |
| 3 | Bank of America, National Association cert 3510 | $4.45B | 15.03% | 9 | 5.26% |
| 4 | Arvest Bank cert 8728 | $1.76B | 5.94% | 12 | 7.02% |
| 5 | ENCORE BANK cert 34562 | $1.63B | 5.51% | 2 | 1.17% |
| 6 | Regions Bank cert 12368 | $1.62B | 5.48% | 14 | 8.19% |
| 7 | Centennial Bank cert 11241 | $1.26B | 4.25% | 15 | 8.77% |
| 8 | First Security Bank cert 5633 | $1.20B | 4.07% | 11 | 6.43% |
| 9 | U.S. Bank National Association cert 6548 | $603.3M | 2.04% | 9 | 5.26% |
| 10 | Central Bank cert 1756 | $549.5M | 1.86% | 2 | 1.17% |
| 11 | First Arkansas Bank and Trust cert 16849 | $496.3M | 1.68% | 8 | 4.68% |
| 12 | First Horizon Bank cert 4977 | $419.2M | 1.42% | 4 | 2.34% |
| 13 | Bank of Little Rock cert 91280 | $259.6M | 0.88% | 5 | 2.92% |
| 14 | The Citizens Bank cert 17211 | $222.6M | 0.75% | 2 | 1.17% |
| 15 | First National Bank cert 3887 | $202.9M | 0.68% | 6 | 3.51% |
| 16 | First Community Bank cert 34533 | $183.4M | 0.62% | 2 | 1.17% |
| 17 | Relyance Bank cert 19371 | $181.9M | 0.61% | 4 | 2.34% |
| 18 | Stone Bank cert 17431 | $180.0M | 0.61% | 1 | 0.58% |
| 19 | Cadence Bank cert 11813 | $176.2M | 0.59% | 5 | 2.92% |
| 20 | JPMorgan Chase Bank, National Association cert 628 | $157.0M | 0.53% | 5 | 2.92% |
| 21 | Eagle Bank and Trust Company cert 3873 | $153.3M | 0.52% | 5 | 2.92% |
| 22 | First National Banker's Bank cert 25247 | $117.4M | 0.40% | 1 | 0.58% |
| 23 | First Service Bank cert 18519 | $97.5M | 0.33% | 2 | 1.17% |
| 24 | Armor Bank cert 28812 | $92.1M | 0.31% | 3 | 1.75% |
| 25 | Riverside Bank cert 93 | $40.1M | 0.14% | 1 | 0.58% |
| 26 | First Financial Bank cert 28905 | $36.5M | 0.12% | 1 | 0.58% |
| 27 | The Malvern National Bank cert 14644 | $36.4M | 0.12% | 2 | 1.17% |
| 28 | Bank of England cert 13303 | $31.8M | 0.11% | 2 | 1.17% |
| 29 | Partners Bank cert 15729 | $22.2M | 0.08% | 1 | 0.58% |
| 30 | Southern Bancorp Bank cert 1528 | $8.6M | 0.03% | 2 | 1.17% |
| 31 | First National Bank Texas cert 3285 | $4.9M | 0.02% | 4 | 2.34% |
| 32 | Sterling Bank cert 57813 | $2.0M | 0.01% | 1 | 0.58% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Arkansas, or read the methodology for the two HHI constructions and what they cannot tell you.