County banking markets / IL / 17113
McLeanIllinois
FIPS 17113. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 102 counties in Illinois’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (716) and unconcentrated on deposits (1,199).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
50 branch offices and 22 institutions in 1994; 45 and 26 in 2025. Deposits booked in the county went from $1.62B to $4.57B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Heartland Bank and Trust Company cert 20369 | $905.7M | 19.83% | 9 | 20.00% |
| 2 | Commerce Bank cert 24998 | $788.1M | 17.25% | 2 | 4.44% |
| 3 | Busey Bank cert 16450 | $624.5M | 13.67% | 3 | 6.67% |
| 4 | PNC Bank, National Association cert 6384 | $602.2M | 13.18% | 3 | 6.67% |
| 5 | JPMorgan Chase Bank, National Association cert 628 | $437.6M | 9.58% | 1 | 2.22% |
| 6 | U.S. Bank National Association cert 6548 | $198.0M | 4.33% | 2 | 4.44% |
| 7 | First State Bank and Trust cert 16332 | $139.2M | 3.05% | 2 | 4.44% |
| 8 | Flanagan State Bank cert 11734 | $103.3M | 2.26% | 3 | 6.67% |
| 9 | First State Bank cert 15752 | $102.6M | 2.25% | 1 | 2.22% |
| 10 | CIBM Bank cert 11729 | $85.5M | 1.87% | 1 | 2.22% |
| 11 | Regions Bank cert 12368 | $77.3M | 1.69% | 1 | 2.22% |
| 12 | Morton Community Bank cert 18429 | $67.1M | 1.47% | 2 | 4.44% |
| 13 | First Financial Bank, National Association cert 4382 | $56.6M | 1.24% | 2 | 4.44% |
| 14 | Bank of Pontiac cert 16982 | $53.1M | 1.16% | 1 | 2.22% |
| 15 | Anchor State Bank cert 11681 | $50.5M | 1.11% | 1 | 2.22% |
| 16 | First Mid Bank & Trust, National Association cert 3705 | $46.5M | 1.02% | 1 | 2.22% |
| 17 | State Bank of Graymont cert 10434 | $40.0M | 0.88% | 1 | 2.22% |
| 18 | Peoples State Bank of Colfax cert 10075 | $39.7M | 0.87% | 1 | 2.22% |
| 19 | Prairie State Bank and Trust cert 27362 | $36.4M | 0.80% | 1 | 2.22% |
| 20 | First Security Bank cert 3698 | $33.7M | 0.74% | 1 | 2.22% |
| 21 | United Community Bank cert 19459 | $32.8M | 0.72% | 1 | 2.22% |
| 22 | INB, National Association cert 3664 | $16.8M | 0.37% | 1 | 2.22% |
| 23 | Citizens Bank of Chatsworth cert 10843 | $11.9M | 0.26% | 1 | 2.22% |
| 24 | The Atlanta National Bank cert 3601 | $11.9M | 0.26% | 1 | 2.22% |
| 25 | Bank of Springfield cert 19506 | $5.7M | 0.12% | 1 | 2.22% |
| 26 | Country Trust Bank cert 35602 | $768K | 0.02% | 1 | 2.22% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Illinois, or read the methodology for the two HHI constructions and what they cannot tell you.