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FinObservatory

County banking markets / IL / 17143

PeoriaIllinois

FIPS 17143. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 19942025. One of 102 counties in Illinois’s 2025 survey.

46
Branch offices
June 30, 2025
18
Institutions
19 in 1994
983
Branch-count HHI
unconcentrated (2010 HMG)
1,582
Deposit HHI
see the caveat below

Concentration, 19942025

Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (983) and moderately concentrated on deposits (1,582).

Branch-count HHIDeposit HHI
01,0002,0003,0001,800 (Fed screen)19942000201020202025

Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology

Branches and institutions

64 branch offices and 19 institutions in 1994; 46 and 18 in 2025. Deposits booked in the county went from $2.26B to $4.67B, nominal.

Branch officesInstitutions
025507510019942000201020202025

Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology

Who holds the deposits, 2025

Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.

#InstitutionDepositsDeposit shareBranchesBranch share
1PNC Bank, National Association cert 6384$1.48B31.80%48.70%
2Morton Community Bank cert 18429$575.4M12.32%919.57%
3JPMorgan Chase Bank, National Association cert 628$541.1M11.59%12.17%
4Busey Bank cert 16450$531.3M11.38%48.70%
5Commerce Bank cert 24998$389.5M8.34%36.52%
6Better Banks cert 1808$334.0M7.15%715.22%
7Fortress Bank cert 9632$156.5M3.35%12.17%
8First Mid Bank & Trust, National Association cert 3705$128.1M2.74%48.70%
9Princeville State Bank cert 16900$92.4M1.98%24.35%
10INB, National Association cert 3664$86.2M1.85%12.17%
11Heartland Bank and Trust Company cert 20369$65.9M1.41%24.35%
12CBI Bank & Trust cert 1552$62.3M1.34%24.35%
13Farmers State Bank cert 12107$55.6M1.19%12.17%
14CIBM Bank cert 11729$53.0M1.13%12.17%
15First State Bank of Forrest cert 11669$44.5M0.95%12.17%
16Bank of Farmington cert 11732$35.4M0.76%12.17%
17Regions Bank cert 12368$29.2M0.63%12.17%
18Woodforest National Bank cert 23220$3.5M0.07%12.17%

Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology

Back to county banking markets, up to Illinois, or read the methodology for the two HHI constructions and what they cannot tell you.