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FinObservatory

County banking markets / NY / 36047

KingsNew York

FIPS 36047. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 19942025. One of 62 counties in New York’s 2025 survey.

330
Branch offices
June 30, 2025
40
Institutions
49 in 1994
796
Branch-count HHI
unconcentrated (2010 HMG)
1,909
Deposit HHI
see the caveat below

Concentration, 19942025

Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (796) and moderately concentrated on deposits (1,909).

Branch-count HHIDeposit HHI
01,0002,0003,0001,800 (Fed screen)19942000201020202025

Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology

Branches and institutions

275 branch offices and 49 institutions in 1994; 330 and 40 in 2025. Deposits booked in the county went from $24.94B to $68.34B, nominal.

Branch officesInstitutions
010020030040019942000201020202025

Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology

Who holds the deposits, 2025

Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.

#InstitutionDepositsDeposit shareBranchesBranch share
1JPMorgan Chase Bank, National Association cert 628$26.93B39.40%6319.09%
2Citibank, National Association cert 7213$8.05B11.78%298.79%
3TD Bank, National Association cert 18409$6.04B8.84%329.70%
4Santander Bank, N.A. cert 29950$4.73B6.93%175.15%
5Bank of America, National Association cert 3510$3.92B5.74%309.09%
6Capital One, National Association cert 4297$2.46B3.60%144.24%
7Citizens Bank, National Association cert 57957$2.30B3.36%236.97%
8Flagstar Bank, National Association cert 32541$2.25B3.29%123.64%
9Apple Bank cert 16068$2.15B3.14%175.15%
10Dime Community Bank cert 6976$1.21B1.78%92.73%
11Popular Bank cert 34967$1.01B1.48%72.12%
12Webster Bank, National Association cert 18221$965.2M1.41%82.42%
13HSBC Bank USA, National Association cert 57890$956.9M1.40%10.30%
14Flushing Bank cert 58564$798.2M1.17%61.82%
15Ridgewood Savings Bank cert 16026$513.7M0.75%61.82%
16Valley National Bank cert 9396$460.1M0.67%82.42%
17Northfield Bank cert 28710$443.7M0.65%82.42%
18East West Bank cert 31628$405.6M0.59%20.61%
19Royal Business Bank cert 58816$308.5M0.45%30.91%
20Cathay Bank cert 18503$254.3M0.37%20.61%
21Israel Discount Bank of New York cert 19977$237.4M0.35%10.30%
22Manufacturers and Traders Trust Company cert 588$235.0M0.34%30.91%
23Metropolitan Commercial Bank cert 34699$227.2M0.33%10.30%
24Empire State Bank cert 57672$213.4M0.31%20.61%
25Carver Federal Savings Bank cert 30394$203.5M0.30%41.21%
26Alma Bank cert 58424$191.5M0.28%30.91%
27Ponce Bank cert 31189$142.7M0.21%30.91%
28The Berkshire Bank cert 27503$121.7M0.18%30.91%
29Kearny Bank cert 28765$93.1M0.14%20.61%
30CTBC Bank Corp. (USA) cert 19416$89.5M0.13%10.30%
31Industrial and Commercial Bank of China USA, National Association cert 24387$75.8M0.11%10.30%
32Cross County Savings Bank cert 30260$75.0M0.11%10.30%
33Hanover Community Bank cert 58675$56.4M0.08%10.30%
34ConnectOne Bank cert 57919$54.8M0.08%10.30%
35Abacus Federal Savings Bank cert 32257$51.2M0.07%10.30%
36Amalgamated Bank cert 622$35.6M0.05%10.30%
37Wells Fargo Bank, National Association cert 3511$34.5M0.05%10.30%
38Global Bank cert 58263$23.0M0.03%10.30%
39Spring Bank cert 58668$14.8M0.02%10.30%
40BankUnited, National Association cert 58979$585K0.00%10.30%

Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology

Back to county banking markets, up to New York, or read the methodology for the two HHI constructions and what they cannot tell you.