County banking markets / TN / 47037
DavidsonTennessee
FIPS 47037. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 95 counties in Tennessee’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (736) and unconcentrated on deposits (1,362).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
157 branch offices and 21 institutions in 1994; 214 and 37 in 2025. Deposits booked in the county went from $7.31B to $57.05B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Pinnacle Bank cert 35583 | $15.44B | 27.06% | 13 | 6.07% |
| 2 | Bank of America, National Association cert 3510 | $10.30B | 18.05% | 20 | 9.35% |
| 3 | Regions Bank cert 12368 | $6.06B | 10.62% | 33 | 15.42% |
| 4 | Truist Bank cert 9846 | $5.54B | 9.71% | 20 | 9.35% |
| 5 | First Horizon Bank cert 4977 | $2.93B | 5.14% | 15 | 7.01% |
| 6 | U.S. Bank National Association cert 6548 | $2.43B | 4.26% | 13 | 6.07% |
| 7 | FirstBank cert 8663 | $2.35B | 4.13% | 5 | 2.34% |
| 8 | Fifth Third Bank, National Association cert 6672 | $1.97B | 3.45% | 22 | 10.28% |
| 9 | Simmons Bank cert 3890 | $1.15B | 2.01% | 3 | 1.40% |
| 10 | Wells Fargo Bank, National Association cert 3511 | $1.11B | 1.94% | 9 | 4.21% |
| 11 | Truxton Trust Company cert 57825 | $1.05B | 1.84% | 1 | 0.47% |
| 12 | City National Bank cert 17281 | $1.03B | 1.81% | 1 | 0.47% |
| 13 | InsBank cert 35521 | $800.0M | 1.40% | 2 | 0.93% |
| 14 | ServisFirst Bank cert 57993 | $782.7M | 1.37% | 1 | 0.47% |
| 15 | JPMorgan Chase Bank, National Association cert 628 | $605.3M | 1.06% | 14 | 6.54% |
| 16 | Renasant Bank cert 12437 | $476.0M | 0.83% | 5 | 2.34% |
| 17 | Bank OZK cert 110 | $461.9M | 0.81% | 1 | 0.47% |
| 18 | Wilson Bank and Trust cert 26962 | $451.9M | 0.79% | 4 | 1.87% |
| 19 | Studio Bank cert 59112 | $394.4M | 0.69% | 1 | 0.47% |
| 20 | Volunteer Bank cert 22451 | $318.6M | 0.56% | 3 | 1.40% |
| 21 | Synovus Bank cert 873 | $238.8M | 0.42% | 2 | 0.93% |
| 22 | Citizens Savings Bank and Trust Company cert 10319 | $166.4M | 0.29% | 1 | 0.47% |
| 23 | PNC Bank, National Association cert 6384 | $154.7M | 0.27% | 3 | 1.40% |
| 24 | The First National Bank of Middle Tennessee cert 4952 | $131.7M | 0.23% | 1 | 0.47% |
| 25 | Old National Bank cert 3832 | $126.1M | 0.22% | 2 | 0.93% |
| 26 | Legends Bank cert 34936 | $121.4M | 0.21% | 2 | 0.93% |
| 27 | CedarStone Bank cert 57684 | $112.3M | 0.20% | 1 | 0.47% |
| 28 | United Community Bank cert 16889 | $75.1M | 0.13% | 2 | 0.93% |
| 29 | C3bank, National Association cert 25249 | $69.9M | 0.12% | 1 | 0.47% |
| 30 | First Farmers and Merchants Bank cert 1487 | $68.6M | 0.12% | 2 | 0.93% |
| 31 | First-Citizens Bank & Trust Company cert 11063 | $61.2M | 0.11% | 1 | 0.47% |
| 32 | Republic Bank & Trust Company cert 23627 | $32.7M | 0.06% | 1 | 0.47% |
| 33 | Bank of Tennessee cert 21573 | $24.0M | 0.04% | 1 | 0.47% |
| 34 | FSNB, National Association cert 16416 | $10.8M | 0.02% | 5 | 2.34% |
| 35 | First Vision Bank of Tennessee cert 58201 | $5.7M | 0.01% | 1 | 0.47% |
| 36 | Cadence Bank cert 11813 | $93K | 0.00% | 1 | 0.47% |
| 37 | F&M Bank cert 9963 | $0K | 0.00% | 1 | 0.47% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Tennessee, or read the methodology for the two HHI constructions and what they cannot tell you.