County banking markets / VA / 51059
FairfaxVirginia
FIPS 51059. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 133 counties in Virginia’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (722) and highly concentrated on deposits (2,832).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
244 branch offices and 32 institutions in 1994; 245 and 39 in 2025. Deposits booked in the county went from $7.69B to $122.44B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Capital One, National Association cert 4297 | $61.24B | 50.01% | 12 | 4.90% |
| 2 | Truist Bank cert 9846 | $14.49B | 11.84% | 35 | 14.29% |
| 3 | Wells Fargo Bank, National Association cert 3511 | $13.00B | 10.62% | 30 | 12.24% |
| 4 | Bank of America, National Association cert 3510 | $8.28B | 6.77% | 23 | 9.39% |
| 5 | United Bank cert 22858 | $4.33B | 3.53% | 17 | 6.94% |
| 6 | Atlantic Union Bank cert 34589 | $2.33B | 1.90% | 11 | 4.49% |
| 7 | Pinnacle Bank cert 35583 | $2.14B | 1.75% | 1 | 0.41% |
| 8 | PNC Bank, National Association cert 6384 | $2.13B | 1.74% | 19 | 7.76% |
| 9 | Citibank, National Association cert 7213 | $1.82B | 1.48% | 6 | 2.45% |
| 10 | FVCbank cert 58696 | $1.44B | 1.18% | 3 | 1.22% |
| 11 | Chain Bridge Bank, National Association cert 58595 | $1.29B | 1.06% | 1 | 0.41% |
| 12 | Burke & Herbert Bank & Trust Company cert 11578 | $1.25B | 1.02% | 13 | 5.31% |
| 13 | TD Bank, National Association cert 18409 | $1.17B | 0.96% | 10 | 4.08% |
| 14 | Primis Bank cert 57968 | $889.1M | 0.73% | 1 | 0.41% |
| 15 | JPMorgan Chase Bank, National Association cert 628 | $820.4M | 0.67% | 16 | 6.53% |
| 16 | Trustar Bank cert 59183 | $786.3M | 0.64% | 3 | 1.22% |
| 17 | John Marshall Bank cert 58243 | $777.0M | 0.63% | 2 | 0.82% |
| 18 | Old Dominion National Bank cert 58504 | $738.1M | 0.60% | 1 | 0.41% |
| 19 | Manufacturers and Traders Trust Company cert 588 | $520.1M | 0.42% | 11 | 4.49% |
| 20 | MainStreet Bank cert 57742 | $431.3M | 0.35% | 2 | 0.82% |
| 21 | HSBC Bank USA, National Association cert 57890 | $385.9M | 0.32% | 1 | 0.41% |
| 22 | EagleBank cert 34742 | $304.5M | 0.25% | 1 | 0.41% |
| 23 | Woori America Bank cert 24920 | $303.3M | 0.25% | 2 | 0.82% |
| 24 | Capital Bank, National Association cert 35278 | $253.9M | 0.21% | 1 | 0.41% |
| 25 | LINKBANK cert 14863 | $213.5M | 0.17% | 1 | 0.41% |
| 26 | MVB Bank, Inc cert 34603 | $192.7M | 0.16% | 1 | 0.41% |
| 27 | City National Bank cert 17281 | $162.8M | 0.13% | 1 | 0.41% |
| 28 | The Freedom Bank of Virginia cert 57184 | $129.4M | 0.11% | 3 | 1.22% |
| 29 | PromiseOne Bank cert 58657 | $129.2M | 0.11% | 2 | 0.82% |
| 30 | Metro City Bank cert 58181 | $100.3M | 0.08% | 2 | 0.82% |
| 31 | Presidential Bank, FSB cert 32363 | $92.1M | 0.08% | 3 | 1.22% |
| 32 | Citizens Bank, National Association cert 57957 | $78.7M | 0.06% | 1 | 0.41% |
| 33 | First-Citizens Bank & Trust Company cert 11063 | $64.2M | 0.05% | 1 | 0.41% |
| 34 | Fulton Bank, National Association cert 7551 | $64.1M | 0.05% | 2 | 0.82% |
| 35 | Hanmi Bank cert 24170 | $53.8M | 0.04% | 1 | 0.41% |
| 36 | First National Bank of Pennsylvania cert 7888 | $34.4M | 0.03% | 2 | 0.82% |
| 37 | Somerset Trust Company cert 11112 | $16.9M | 0.01% | 1 | 0.41% |
| 38 | Members Trust Company cert 57470 | $0K | 0.00% | 1 | 0.41% |
| 39 | Bank Of Clarke cert 6123 | $0K | 0.00% | 1 | 0.41% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Virginia, or read the methodology for the two HHI constructions and what they cannot tell you.