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FinObservatory

US bank holding companies / RSSD 4504654

SYNCHRONY FNCL

SYNCHRONY FINANCIAL

22 FR Y-9C filings, Q4 2015 through Q1 2021 (report dates Dec 31, 2015 to Mar 31, 2021). Consolidated assets peak at $106.79B at Q4 2018. At its last filing the balance sheet is $95.85B of assets against $82.42B of liabilities and $13.44B of equity capital, which ranks 39 of 349 filers at Q1 2021 and is 0.38% of everything they consolidate. That is the last quarter of the panel, so this entity was still filing when the source ends.

$95.85B
consolidated assets
Q1 2021
14.02%
equity capital / assets
excludes minority interests
14.73%
Tier 1 / assets
Q1 2021
7.1x
assets / equity capital
book leverage

Consolidated balance sheet

Assets and liabilities as filed, every quarter this entity reported. Thousands of US dollars, nominal.

$0$50B$100B$150B201620172018201920202021total assetstotal liabilities

Source: Federal Reserve, FR Y-9C Consolidated Financial Statements for Holding Companies TOTAL_ASSETS_THOUSANDS_USD and TOTAL_LIABILITIES_THOUSANDS_USD for RSSD 4504654. Where the rule is drawn, it marks Q1 2006. Methodology

Capital ratios

Equity capital over assets, and Tier 1 over assets. Tier 1 is reported in 22 of this entity’s 22 filings; quarters where it is not reported are left out of the line rather than plotted as zero.

10%12%14%16%18%201620172018201920202021equity capital / assetsTier 1 / assets

Source: Federal Reserve, FR Y-9C Consolidated Financial Statements for Holding Companies Both ratios use reported values only; a null Tier 1 means the form did not collect it, not that capital was zero. Methodology

Every filing

QuarterAssetsLiabilitiesEquity capitalTier 1Assets / equity
Q4 2015$84.14B$71.53B$12.60B$11.63B6.7x
Q1 2016$81.66B$68.45B$13.20B$12.10B6.2x
Q2 2016$82.38B$68.67B$13.72B$12.61B6.0x
Q3 2016$87.16B$73.18B$13.98B$12.87B6.2x
Q4 2016$90.24B$76.05B$14.20B$13.13B6.4x
Q1 2017$89.05B$74.69B$14.36B$13.04B6.2x
Q2 2017$91.14B$76.81B$14.33B$13.04B6.4x
Q3 2017$92.55B$78.15B$14.40B$13.13B6.4x
Q4 2017$95.81B$81.57B$14.23B$12.89B6.7x
Q1 2018$95.56B$81.20B$14.36B$12.86B6.7x
Q2 2018$99.12B$84.66B$14.46B$12.86B6.9x
Q3 2018$104.55B$90.55B$14.00B$12.18B7.5x
Q4 2018$106.79B$92.11B$14.68B$12.80B7.3x
Q1 2019$105.38B$90.67B$14.71B$12.66B7.2x
Q2 2019$106.39B$91.65B$14.73B$12.73B7.2x
Q3 2019$105.94B$90.82B$15.12B$13.15B7.0x
Q4 2019$104.83B$89.74B$15.09B$13.06B6.9x
Q1 2020$98.04B$86.07B$11.97B$12.40B8.2x
Q2 2020$96.54B$84.64B$11.90B$12.53B8.1x
Q3 2020$95.66B$83.56B$12.10B$12.89B7.9x
Q4 2020$95.95B$83.25B$12.70B$13.53B7.6x
Q1 2021$95.85B$82.42B$13.44B$14.12B7.1x

Source: Federal Reserve, FR Y-9C Consolidated Financial Statements for Holding Companies All 22 filings for RSSD 4504654, as reported. Assets / equity is n/a where equity capital is not positive. Methodology

This page cannot show the bank inside this holding company; see methodology. For FDIC-insured banks on their own terms, use /banks.