The 252nd largest mortgage reporter of 2024 by decisioned applications. It decided 4,995 applications, originated 3,849 loans worth $1.2B, and denied 805 (16.1%, against a national 24.3%). It reported lending in 51 states and territories and 974 counties. The public register does not name the institution behind this identifier, and this page does not guess at it.
4,995
Decisioned applications
2024, rank 252 of 300
16.1%
Denial rate
national 24.3%
$225,000
Median originated loan
national $235,000
7.08%
Median contract rate
national 6.88%
How to read a lender’s denial rate. It is the outcome of the applications this reporter received. The register carries nothing about who was discouraged, screened out or never reached before an application was filed, and nothing about the channel the application arrived through. Two reporters’ denial rates are computed on two different books of applications, and the difference between them is not, on its own, a fact about either lender’s conduct.
Volume, 2018 to 2024
Decisioned applicationsOriginationsDenials
Source:HMDA public LAR (CFPB/FFIEC), snapshot files Years in which this LEI filed. A year with no filing is absent from the line rather than plotted as zero. This LEI appears in 7 of the 7 modern-schema years. Methodology
What it originated, 2024
By loan type
By purpose
Source:HMDA public LAR (CFPB/FFIEC), snapshot files Shares of this reporter's 3,849 originations in 2024. Home-improvement and other-purpose loans exist in the register and are not charted here, so the purpose bars need not sum to 100%. Median reported applicant income on an origination: $32,000. Methodology
Why it denied, 2024
Source:HMDA public LAR (CFPB/FFIEC), snapshot files Primary denial reason on this reporter's 805 denials in 2024. The primary reason field only; the three optional supplementary reason fields are not counted. Methodology
Where it lends, 2024
The 5 states with the most decisioned applications, of 51 in which this reporter filed at all.
Source:HMDA public LAR (CFPB/FFIEC), snapshot files Both FHA shares are of originations, this reporter's own on one side and every reporter's on the other. Rates and loan sizes are medians, so the difference of two medians is not the median of a difference, and a reporter lending in one expensive state will differ from the national median for that reason alone. Methodology