Lending / lenders

4,878 lenders, and an HHI of 105

4,878 distinct institutions originated at least one mortgage in 2024. The ten largest made 22.3% of all originated loans, the fifty largest 46.2%. The Herfindahl-Hirschman index of origination counts is 105 on a 10,000 scale, the concentration equivalent of 95 equal-sized lenders. The highest reading in the 7 modern-schema years is 139, in 2021, the year 14,997,308 loans were originated.

4,892

Reporters

2024, decided at least one application

930

Reporters with 1,000+

2024, decisioned applications

22.3%

Top 10 share

2024, of originated loans

105

HHI

of 10,000, on origination counts

The lenders are not named here. The public register identifies a filer only by its Legal Entity Identifier. The HMDA panel file, which maps an LEI to an institution name, is not part of this data estate, so no institution is named on these pages and none is inferred. Lenders also cannot be tracked across the 2017/2018 schema break, because the older era identifies filers by respondent ID and agency code, with no LEI at all.

Concentration, 2018 to 2024

Top 10 shareTop 50 share

Source: HMDA public LAR (CFPB/FFIEC), snapshot files Shares of originated loan counts, by LEI. A loan is attributed to the institution that reported originating it, so a loan later sold to another reporter is counted once here and appears again in that buyer's purchased-loan rows. Methodology

Year	Originating lenders	Originations	Top 10	Top 50	HHI (of 10,000)	Equal-sized equivalent
2018	5,627	7,720,995	22.4%	43.2%	79	127
2019	5,475	9,325,241	24.5%	46.3%	96	104
2020	4,442	14,541,302	25.8%	47.6%	121	83
2021	4,304	14,997,308	27.9%	51.4%	139	72
2022	4,434	8,394,278	21.5%	44.8%	86	117
2023	5,076	5,691,726	20.9%	43.7%	87	115
2024	4,878	6,176,052	22.3%	46.2%	105	95

Source: HMDA public LAR (CFPB/FFIEC), snapshot files HHI is the sum of squared percentage shares of origination counts across every reporting lender. The equal-sized equivalent is 10,000 divided by the HHI: the number of identical lenders that would produce the same index. Methodology

The 300 largest reporters, 2024

Ranked by decisioned applications. These 300 reporters decided 6,560,669 of the 8,636,578 decisioned applications in 2024 (76.0%), out of 930 reporters that decided 1,000 or more. Denial rates across the 300 run from 0.8% to 85.8%, with a median of 18.0%. A high denial rate is not a finding on its own. The register records the outcome of the applications a lender received. It carries nothing about who was discouraged, screened out or never reached before an application was filed, and it does not say which applicant pool a lender draws from.

#	LEI	Decisioned	Originated	Denial rate	Volume	FHA share	States
1	549300FGXN1K3HLB1R50	451,284	361,071	18.2%	$97.6B	18.5%	51
2	549300HW662MN1WU8550	431,530	366,078	13.4%	$139.7B	20.3%	51
3	B4TYDEB6GKMZO031MB27	168,265	83,165	48.1%	$30.0B	0.5%	51
4	X05BVSK68TQ7YTOSNR22	148,095	34,694	76.0%	$3.1B	0.0%	54
5	6BYL5QZYBDK8S7L73M02	130,482	74,512	41.5%	$30.0B	2.4%	52
6	5493003GQDUH26DNNH17	127,385	82,022	34.3%	$17.7B	0.0%	51
7	549300AG64NHILB7ZP05	114,341	79,418	29.1%	$23.8B	26.4%	51
8	549300XQVJ1XBNFA5536	108,846	30,274	70.3%	$3.5B	0.0%	46
9	549300VZVN841I2ILS84	106,660	101,894	3.5%	$39.4B	22.6%	52
10	549300DD5QQUHO6PCH70	98,381	73,759	24.0%	$23.2B	2.9%	51
11	7H6GLXDRUGQFU57RNE97	94,771	80,744	12.8%	$50.7B	1.7%	51
12	AD6GFRVSDT01YPT1CS68	91,098	56,830	35.4%	$17.6B	1.0%	51
13	549300YIQ7S7Z8PIHE53	90,796	16,102	81.9%	$2.3B	20.9%	50
14	549300PIL8LFAQ04XC20	89,161	31,186	64.0%	$3.1B	0.0%	52
15	RVDPPPGHCGZ40J4VQ731	88,534	67,294	20.6%	$22.7B	22.4%	51
16	DRMSV1Q0EKMEXLAU1P80	88,094	55,183	35.2%	$15.0B	1.2%	50
17	549300AQ3T62GXDU7D76	86,644	75,356	4.6%	$23.2B	23.8%	50
18	549300CB67L6KPJLHE19	86,360	12,731	55.8%	$1.2B	0.0%	48
19	2WHM8VNJH63UN14OL754	82,910	52,025	34.6%	$10.4B	3.5%	51
20	549300FNXYY540N23N64	81,693	52,121	35.0%	$16.0B	18.4%	52
21	5493001SXWZ4OFP8Z903	81,327	70,673	12.2%	$24.0B	42.6%	36
22	549300MGPZBLQDIL7538	79,848	74,401	6.0%	$23.7B	22.0%	51
23	549300LYRWPSYPK6S325	76,231	57,345	16.2%	$19.5B	40.4%	51
24	5493000YNV8IX4VD3X12	76,176	20,306	69.7%	$4.1B	11.3%	43
25	549300DD4R4SYK5RAQ92	73,868	61,255	5.0%	$20.7B	19.0%	51
26	549300U3721PJGQZYY68	70,974	62,820	9.0%	$24.7B	14.3%	51
27	JJKC32MCHWDI71265Z06	70,163	35,865	46.3%	$9.8B	2.5%	49
28	254900UL88QFG0E40516	69,665	34,103	29.8%	$2.7B	0.0%	49
29	549300GKFNPRWNS0GF29	68,637	58,894	5.7%	$21.8B	19.3%	54
30	549300H3IZO24NSOO931	65,142	55,530	14.4%	$20.0B	29.0%	26
31	549300E2UX99HKDBR481	62,738	48,639	20.9%	$13.7B	30.6%	52
32	EQTWLK1G7ODGC2MGLV11	60,843	29,337	45.8%	$8.8B	4.9%	44
33	KB1H1DSPRFMYMCUFXT09	54,819	37,240	31.7%	$38.4B	2.3%	51
34	549300LBCBNR1OT00651	52,804	41,693	19.1%	$8.3B	13.2%	51
35	QFROUN1UWUYU0DVIWD51	46,903	30,494	32.7%	$6.2B	3.2%	49
36	SS1TRMSN6BRNMOREEV51	42,602	29,443	29.4%	$8.9B	22.2%	52
37	5493001GCBD5XGNIC815	42,204	15,099	2.5%	$996.8M	0.0%	35
38	549300NOCASXPA34X033	41,343	10,540	58.9%	$3.0B	37.0%	51
39	03D0JEWFDFUS0SEEKG89	39,830	24,748	36.8%	$8.3B	0.4%	17
40	5493008CPTDVOS570626	39,466	21,958	41.8%	$3.0B	0.0%	28
41	549300SHE1JTCOWBP090	39,441	28,065	27.9%	$4.7B	0.0%	15
42	549300R9S3MVDV4MGF56	36,279	13,182	52.4%	$3.1B	39.6%	53
43	254900DTLHVWQ7NP7R34	34,242	23,548	13.9%	$8.1B	9.1%	47
44	WWB2V0FCW3A0EE3ZJN75	32,977	20,743	34.1%	$5.4B	6.8%	52
45	3Y4U8VZURTYWI1W2K376	31,062	18,166	40.0%	$8.6B	1.0%	51
46	549300RPOGWJRH63HS39	30,073	27,440	6.5%	$7.7B	19.3%	49
47	549300121SF0K2LN2804	29,449	25,147	6.5%	$8.0B	18.3%	51
48	549300Q3ROEQU3D1IW91	27,748	2,953	76.5%	$334.5M	0.0%	42
49	549300OPCWU6E72WUT29	27,525	19,951	25.2%	$6.0B	49.3%	50
50	549300MZ8VZJOVC63092	25,957	18,722	27.2%	$7.3B	25.5%	49
51	5493006VAGP3GQ8FJT49	25,355	21,996	10.3%	$6.5B	0.0%	33
52	549300VCMRO4ST680C11	24,744	11,531	18.0%	$4.1B	28.1%	51
53	5493004WMLN60ZJ2ON46	22,821	19,692	13.4%	$8.3B	15.4%	26
54	549300KIOYNU323LVJ37	22,723	20,571	9.3%	$7.3B	27.4%	48
55	5493005PKOSG7MYX0B34	22,459	20,115	9.8%	$7.1B	17.1%	48
56	549300FX7K8PTEQUU487	22,035	10,514	51.4%	$2.4B	3.1%	52
57	5493007I0X1GRWIU8B34	21,566	16,009	20.6%	$1.9B	0.3%	42
58	549300KBWX4NV5Q1E376	21,376	17,311	19.0%	$6.3B	30.8%	17
59	549300JYXTZDSPJEPI44	20,840	14,083	27.2%	$4.5B	30.3%	51
60	L9VVX1KT5TFTKS0MLF66	20,782	15,162	23.5%	$6.0B	2.2%	40
61	549300RN01LBYR8ZVX74	20,523	17,412	12.7%	$5.4B	26.1%	46
62	254900ZFWS2106HWPH46	20,438	19,385	4.8%	$7.3B	37.9%	49
63	549300J7I82PNDVU8H22	20,071	12,877	17.7%	$5.3B	21.0%	49
64	549300VORTI31GZTJL53	20,060	15,327	10.1%	$4.6B	39.3%	51
65	C5654JQHZUHN0772B561	19,936	13,205	33.0%	$4.6B	0.0%	51
66	549300ALNLUNS3Y53T24	19,338	4,785	67.6%	$1.2B	47.9%	51
67	E57ODZWZ7FF32TWEFA76	19,271	14,104	24.3%	$16.0B	0.3%	51
68	549300SUCQ1358EGVE89	19,148	7,187	58.5%	$1.9B	2.4%	44
69	549300KM40FP4MSQU941	18,942	13,093	27.7%	$3.5B	0.2%	16
70	N8T7HW55LK5D2ORCKP39	18,910	13,057	30.4%	$4.2B	1.1%	18
71	549300OBO7DOF2KOP535	18,707	6,413	48.7%	$1.8B	11.2%	35
72	549300KTR1JGH3K6LU06	18,700	9,086	50.2%	$2.3B	0.3%	51
73	8WH0EE09O9V05QJZ3V89	18,410	9,493	33.1%	$4.2B	0.4%	24
74	5493001WHVQBGRSWEU75	18,305	11,641	27.8%	$2.8B	12.4%	51
75	549300MCIFZSDHUT8X63	17,774	17,246	2.3%	$6.6B	24.8%	48
76	5493001GDRY0EL7VG372	17,728	16,232	4.2%	$5.2B	29.0%	51
77	5493006S869XKIESMV41	17,173	9,806	41.9%	$1.8B	2.4%	19
78	549300XWUSRVVOHPRY47	16,838	15,471	7.8%	$4.8B	28.7%	51
79	Q7C315HKI8VX0SSKBS64	16,622	12,823	21.0%	$3.7B	8.3%	28
80	COINQMNIM6RBU631DD85	16,447	12,946	19.8%	$3.1B	8.6%	44
81	IUGPUX5LWRZ3B6KIZ697	16,356	14,604	9.8%	$4.9B	12.9%	44
82	54930001NSTOD85LT125	16,175	14,587	8.0%	$5.8B	10.0%	51
83	549300W4FT4H1UWPGU95	15,497	12,784	13.4%	$2.4B	3.6%	45
84	54930043BMDE130FJ617	15,133	13,307	10.1%	$5.5B	0.0%	31
85	5493008NWHQT1R22C024	14,652	12,582	13.2%	$4.2B	34.9%	51
86	5493001NJEVHTZW7FG34	14,531	12,403	13.5%	$2.5B	0.3%	1
87	549300HFXTV55C2HHM89	14,394	8,747	31.3%	$1.1B	0.0%	20
88	549300LXKO1O7CSK5J52	14,347	13,902	1.8%	$3.2B	24.1%	32
89	549300KJ8PAJ7E52HG32	14,346	13,605	5.0%	$4.5B	26.4%	51
90	549300YB1H2FRI6JPM51	13,945	12,245	9.6%	$3.4B	2.2%	11
91	549300RWXUAFD1WAE410	13,783	13,415	1.8%	$4.0B	22.6%	17
92	8I3UVGYULPJQIP7FQV10	13,607	9,816	25.4%	$2.9B	5.6%	32
93	5493001PXRJMPLXPG540	13,492	8,573	20.8%	$2.0B	3.3%	14
94	54930021WPEXNHYZUL09	13,470	10,396	21.5%	$3.2B	31.2%	52
95	254900RUCO27MVGTO768	13,468	10,690	20.6%	$4.0B	0.0%	45
96	HUX2X73FUCYHUVH1BK78	13,331	8,251	36.5%	$2.2B	4.7%	41
97	G5AHTAP80NWA3Q8RDC78	12,919	6,526	46.3%	$1.3B	0.0%	1
98	549300GSCUJKJINRJ980	12,872	10,647	8.3%	$2.3B	24.1%	31
99	549300AT7EB9FJAF0E61	12,687	9,035	27.2%	$2.9B	2.5%	43
100	254900NTAC4H10MGSU23	12,414	9,929	14.0%	$1.5B	0.0%	9
101	6GK3WNTSHBNJOVP1LV97	12,410	7,861	23.2%	$1.6B	2.4%	3
102	549300YN94MOAVYW0F52	12,405	7,007	29.5%	$1.3B	32.4%	35
103	549300GS0W0TEUQS8571	12,162	10,709	4.4%	$11.3B	0.0%	51
104	549300R0SXC1JU7ZU290	12,152	10,523	6.9%	$3.0B	26.8%	48
105	549300WYBPIWKK6SQC06	11,736	10,872	6.7%	$3.3B	5.9%	35
106	549300K4ZLGS7SRDTL86	11,646	10,954	5.8%	$3.2B	68.8%	50
107	54930052M48FOD3CWA54	11,493	10,659	7.2%	$3.0B	27.4%	50
108	5493002QI2ILHHZH8D20	11,218	10,309	7.7%	$4.1B	35.2%	10
109	25490066WMF8ZMQXQB18	11,117	8,331	16.5%	$518.4M	0.0%	29
110	54930063XGNMIXS57091	11,094	6,631	39.4%	$642.1M	0.0%	4
111	COOWI3L2W9TPYR3WJX37	10,969	7,808	26.3%	$3.3B	2.5%	44
112	549300R77W0P105C3S50	10,823	6,004	43.2%	$2.5B	0.6%	47
113	549300SK2GVCQXPD4S58	10,721	6,556	18.0%	$2.1B	50.8%	53
114	549300SWKVL60SKWK981	10,720	6,239	40.0%	$692.3M	0.5%	19
115	549300O6Z0I6KYMESL47	10,556	9,305	11.7%	$3.8B	2.8%	49
116	549300T94GSH3C4U5M59	10,401	6,591	34.6%	$1.8B	0.3%	51
117	254900E6AIE4Z8YQM970	10,340	5,894	5.4%	$2.9B	0.0%	48
118	2549005SIVTHG14U2905	10,316	8,404	16.7%	$3.0B	0.8%	46
119	549300PL8ER6H23P0Z91	10,310	9,751	4.9%	$4.0B	15.2%	49
120	549300370QILXLFUWD20	10,294	9,372	7.7%	$3.1B	23.0%	50
121	549300BX448ALT10FI43	10,284	8,146	18.6%	$3.0B	16.1%	52
122	54930049L5WINET09Q97	10,258	9,598	5.2%	$2.2B	42.4%	49
123	549300Y5Y88FQLI7VE83	10,231	6,249	37.5%	$2.6B	0.0%	51
124	549300TOOOOW36EX6R40	10,123	7,114	28.9%	$936.6M	0.0%	26
125	254900CN1DD55MJDFH69	10,075	8,477	13.6%	$1.4B	0.2%	4
126	254900JXCS783CPF1D02	10,059	8,038	20.1%	$1.7B	0.0%	49
127	549300LU6Y2TXG48QY48	10,011	6,955	16.4%	$1.1B	0.0%	1
128	549300UI36AJZ0WZ4U93	9,921	8,827	11.0%	$4.1B	17.7%	12
129	549300VN9E1DEKF26E34	9,914	5,358	38.6%	$892.7M	0.3%	22
130	549300S5YL3OH0IVCS62	9,878	8,638	10.8%	$2.5B	80.1%	51
131	549300F8C5JA44WNMI75	9,875	9,465	3.3%	$3.1B	29.4%	43
132	01J4SO3XTWZF4PP38209	9,793	8,088	14.5%	$1.6B	17.6%	17
133	2549008LK3474E9U2888	9,570	7,152	18.9%	$1.4B	1.6%	7
134	C398JSK21YCXWM603F55	9,458	8,213	8.9%	$2.7B	10.2%	51
135	549300GTVXJ2PGXNLM73	9,420	7,840	6.6%	$2.6B	28.9%	46
136	ZF85QS7OXKPBG52R7N18	9,413	6,532	28.5%	$2.0B	2.4%	18
137	MV4O55SH8HO6KQSGW013	9,322	6,448	29.8%	$1.3B	1.8%	22
138	T68X8LLAQYRNDV034K14	9,310	6,575	26.8%	$1.6B	6.9%	11
139	549300AENO88GEUWCZ39	9,216	8,817	3.7%	$3.1B	19.6%	50
140	213800XR2TCBQJSF1X93	9,169	7,830	13.8%	$3.3B	5.8%	51
141	FU7RSW4CQQY98A2O7J66	9,143	5,852	33.7%	$2.3B	7.7%	48
142	549300KER3YVZ3U5RK57	9,058	7,554	14.8%	$1.0B	0.0%	14
143	549300VXXDSMSH313G18	9,053	4,850	44.2%	$595.4M	0.4%	8
144	54930034MNPILHP25H80	8,984	8,366	6.2%	$2.0B	24.5%	40
145	5493002RF1ERFA2XR050	8,976	7,420	10.7%	$2.0B	15.1%	26
146	254900TTZ395IC926125	8,927	7,598	14.2%	$2.7B	24.2%	50
147	549300RA3E0BUFO7YZ21	8,925	4,439	49.4%	$1.9B	11.2%	49
148	5493007VW2EU20PZYU97	8,854	7,048	13.7%	$2.6B	46.6%	18
149	549300UG7QXKM7KGV847	8,842	5,993	30.6%	$757.1M	12.5%	33
150	549300ZZME37MXI1EF14	8,796	7,831	2.9%	$2.1B	28.4%	43
151	5493003V40VGM7YDFM54	8,718	7,567	5.2%	$2.9B	21.4%	46
152	549300QR0KFPEDZPEI42	8,634	7,797	9.1%	$1.9B	38.6%	25
153	549300UF3FPC7U6RFC59	8,591	7,513	11.8%	$1.9B	7.7%	47
154	54930054ET8KM4O1D485	8,502	5,867	30.4%	$1.9B	9.1%	51
155	5493001HHBUTXHS7TZ96	8,400	7,317	9.9%	$3.4B	31.7%	16
156	549300GRGZDEH4ZGQS06	8,366	7,819	5.8%	$2.1B	23.5%	48
157	549300BLL6VL7AXWYP56	8,256	6,259	5.7%	$1.9B	16.8%	49
158	549300PXL1KA5TOL2O82	7,981	6,557	2.9%	$2.6B	25.9%	9
159	DZC62HF6UIZYJ08V1J90	7,958	5,824	25.1%	$1.8B	3.7%	12
160	5493002QRULT2T40BH09	7,956	6,246	17.7%	$1.3B	3.4%	37
161	549300DMHEHNYZ2OLB41	7,923	7,177	7.4%	$2.6B	14.1%	39
162	549300DMYENRV818D594	7,889	7,207	4.4%	$2.3B	20.1%	35
163	549300N1YEXP02MHBR47	7,863	5,344	24.9%	$754.0M	1.7%	24
164	254900WEP08K7U7S3A80	7,856	6,504	5.6%	$1.9B	31.0%	50
165	549300K7224BC1IAX207	7,694	3,350	55.1%	$614.6M	0.0%	26
166	549300T9P3WXNMXX0I34	7,662	7,156	5.7%	$2.0B	29.0%	49
167	549300XY701IELCE5Q08	7,619	5,450	27.1%	$2.2B	7.5%	51
168	549300KY533JFETOYG46	7,605	5,861	20.9%	$946.0M	0.0%	3
169	549300HFBEONQN2CK447	7,567	6,831	7.5%	$1.8B	6.7%	24
170	254900HA4DQWAE0W3342	7,515	6,250	15.1%	$2.3B	31.2%	49
171	549300CY7WNAHKHYSJ73	7,494	7,318	1.9%	$2.9B	20.6%	44
172	549300R7HGHP2I754087	7,490	6,243	4.3%	$1.8B	36.4%	45
173	549300KHXD7JSQUZIJ22	7,469	6,990	2.8%	$2.2B	27.1%	31
174	5493008L9O5NV7EAK360	7,347	4,150	41.3%	$706.9M	0.0%	12
175	549300ZJIC4LOLZH0M42	7,341	4,443	38.1%	$1.4B	1.3%	2
176	DX0JX77PRMOELF7VG772	7,328	5,114	24.8%	$1.5B	9.5%	9
177	54930091JQKCU3Z6IP44	7,326	2,564	65.0%	$1.3B	0.0%	50
178	549300PT6CCDYU4VHM41	7,281	5,706	17.7%	$626.2M	0.0%	1
179	70WY0ID1N53Q4254VH70	7,262	3,218	52.3%	$852.4M	0.5%	22
180	549300PBTV7FCWLSMM53	7,257	5,786	5.0%	$1.7B	27.7%	46
181	549300PC4MFWQBNVKG88	7,235	6,989	2.9%	$2.7B	25.4%	41
182	549300KUYF5QOROM7N37	7,228	5,554	19.6%	$643.9M	0.6%	8
183	549300VQUTI5IU7GXT57	7,177	6,230	12.7%	$1.9B	38.0%	42
184	5493000V86JDJLM0OV13	7,111	1,011	85.8%	$107.5M	0.0%	12
185	5493009BD405QQTMXO12	7,100	4,115	8.1%	$2.1B	3.1%	24
186	5493005JPZ3LXXMB0S24	7,074	6,501	7.6%	$2.4B	40.0%	42
187	549300CDOC4F7XSRG390	7,071	5,311	18.2%	$1.7B	4.4%	39
188	549300JPGMCMBEJEK584	6,980	4,232	37.9%	$950.9M	0.0%	49
189	S0Q3AHZRL5K6VQE35M07	6,974	5,503	19.8%	$1.6B	2.4%	33
190	PAOOWF3GUFM46FBSP561	6,949	4,770	30.6%	$1.4B	40.8%	51
191	5493005PD34O8ZT7QT17	6,941	5,338	10.5%	$912.8M	0.0%	45
192	IFQSIUC9AGQV2NE8CN25	6,842	4,989	23.6%	$1.7B	2.5%	11
193	549300ZWNETGFXTBBY03	6,783	6,489	3.6%	$2.2B	29.8%	46
194	549300LG07PXWSIMC813	6,748	4,994	23.5%	$784.5M	0.9%	5
195	2549004FXPNKCLIN8250	6,712	5,933	9.2%	$2.0B	20.9%	44
196	549300MCPCNPQAOB4032	6,494	6,012	4.1%	$1.7B	25.8%	23
197	549300EM8ID8J7F8OM55	6,490	6,346	1.9%	$2.6B	22.5%	17
198	549300NWBS6MQJX15N44	6,486	5,643	11.3%	$2.3B	0.8%	50
199	549300VJQJVZKJBDWS17	6,482	5,966	7.2%	$1.8B	18.7%	37
200	7DMUJTL9FFTVIAG9H788	6,440	4,101	35.3%	$811.4M	1.6%	35
201	5493008VVXQIDO1EZ460	6,400	5,889	7.2%	$2.0B	26.0%	43
202	5493004AS1SPBQOFDR49	6,307	5,407	13.7%	$2.9B	15.4%	47
203	5493005RDTT7HVODH436	6,302	5,257	16.1%	$849.2M	0.0%	6
204	5493001XKL0FTNOJ0866	6,248	5,938	3.9%	$1.6B	32.0%	49
205	LDVFX8JEECFFE8HRWA73	6,227	4,818	20.6%	$1.1B	5.1%	38
206	54930036K3ZFJ4FOKT69	6,224	3,050	50.0%	$544.9M	1.3%	2
207	549300MSU5WVAU4ZN645	6,197	4,273	27.3%	$990.3M	1.2%	30
208	5493008N1D96CHCTQC27	6,185	4,112	31.8%	$833.6M	0.0%	11
209	549300UXY7OP0IC38293	6,183	5,580	8.8%	$2.2B	16.7%	50
210	5493002B2WMHY23GFK92	6,073	5,214	13.7%	$1.4B	48.5%	49
211	5493002Y5XYV7DV1ZV88	6,067	5,102	3.5%	$1.6B	25.9%	44
212	549300QKL5FUBZ8LSF50	6,047	5,464	9.6%	$2.4B	20.1%	38
213	549300EMNDEK4BA8WB53	5,948	5,285	6.2%	$1.8B	27.3%	37
214	549300DDLYW49R2HCV81	5,863	4,455	21.5%	$854.5M	0.0%	36
215	QGPGHQ1ENZOOLJRFTH41	5,809	4,430	20.6%	$1.4B	7.5%	22
216	549300KSOOZZVXCMA627	5,808	4,702	17.8%	$2.1B	0.0%	47
217	549300GPO6DWUZR4UY30	5,782	5,538	3.5%	$2.2B	17.9%	17
218	549300RYBJHWWDENV610	5,762	5,044	4.0%	$1.4B	24.3%	16
219	549300FK3AFCFVAPH234	5,693	5,398	3.0%	$2.7B	1.3%	44
220	549300ESRQ6OLBB56N04	5,681	4,434	21.2%	$1.5B	7.9%	19
221	549300ZPSJZO10ZAX556	5,629	3,889	11.2%	$1.3B	0.0%	49
222	Q708HHR4LD2B7XIZNO92	5,612	4,850	13.1%	$1.8B	12.2%	51
223	213800QUAI2VH5YM6310	5,608	4,738	9.4%	$2.2B	21.3%	46
224	549300VNBQD8FDHF7563	5,556	4,936	5.5%	$1.5B	28.7%	10
225	54930085BPQMVH9JFX69	5,514	3,145	27.7%	$473.3M	0.3%	4
226	54930039UO39UJGI7078	5,491	5,063	6.2%	$1.9B	14.7%	20
227	549300OQMU3ID8QA6M46	5,491	5,206	4.8%	$1.8B	49.3%	6
228	9845001DAE89414CBB55	5,489	1,657	69.3%	$80.5M	0.0%	21
229	549300Q50XCC0473FG63	5,487	2,978	33.7%	$532.9M	0.0%	51
230	549300T3F9S1MKFKHC53	5,477	5,241	3.7%	$1.5B	14.3%	42
231	54930060G4MDPWHISD89	5,414	4,791	3.7%	$1.9B	17.4%	11
232	549300EKFFG3BU8DNX74	5,410	4,923	8.2%	$2.5B	1.5%	48
233	F28JOQ8OBWCFUYM0UX93	5,396	4,622	10.2%	$2.8B	0.0%	10
234	54930080168VA6Z8UX21	5,395	3,449	34.6%	$549.4M	0.0%	47
235	549300Y4BSP3BSFW7J29	5,393	3,626	32.2%	$740.7M	0.0%	21
236	WE0I402RW25AU38DTI13	5,377	3,140	38.0%	$1.1B	4.1%	4
237	VN1JLT1F3FLLVN3FZG89	5,367	3,509	29.6%	$621.1M	2.8%	11
238	549300OZ550X4QD5PC74	5,314	4,682	10.0%	$878.9M	3.8%	21
239	549300HIVO8XPBPNVG69	5,257	4,748	6.9%	$1.5B	29.0%	21
240	54930095UWUUXAWASB02	5,216	4,991	2.6%	$2.0B	14.6%	23
241	54930072OCHTUJOZQB56	5,204	4,679	9.3%	$1.1B	10.5%	36
242	549300AY1W8F91VLTB05	5,155	2,602	48.2%	$582.0M	2.3%	19
243	5493000NYUJT9UC6G261	5,128	4,570	10.4%	$1.3B	29.2%	43
244	549300323EON4W3CCM44	5,127	4,581	5.2%	$1.9B	11.3%	30
245	549300J6N77Q8OHYNF23	5,104	3,883	23.8%	$1.4B	23.6%	45
246	5493008RNHC5I1E3IZ56	5,089	3,769	24.7%	$337.7M	0.0%	1
247	254900FBWEZ3YUPOBN33	5,086	3,761	26.1%	$1.3B	0.0%	47
248	549300YW2UBCMDRMBT48	5,071	4,091	4.5%	$948.2M	39.0%	37
249	549300FFVDRROF85IC57	5,059	677	76.3%	$63.5M	0.0%	21
250	254900XN7UWEWK13RO81	5,032	4,849	3.0%	$1.2B	12.2%	10
251	5493006JISETNI0GLE61	5,004	4,311	12.3%	$1.6B	0.0%	27
252	549300MHH03ICJYEPE85	4,995	3,849	16.1%	$1.2B	90.0%	51
253	549300S5FVOSK5DQJN30	4,974	4,646	1.3%	$1.9B	22.3%	32
254	549300NFPC3Y4W3Y7R87	4,889	4,199	13.7%	$1.3B	36.1%	51
255	X8V2II80XTQHRH7NCB19	4,888	3,130	31.0%	$1.2B	0.9%	5
256	549300MRP46SVQMWOE81	4,859	3,001	26.9%	$517.2M	0.0%	18
257	549300TK6RZQSFXZHV09	4,831	3,486	11.8%	$978.6M	28.3%	39
258	TKT6FH38184ZYBTPKS77	4,796	2,932	35.8%	$1.1B	1.0%	6
259	549300ZTT08EKQRVTR15	4,791	3,408	26.6%	$762.6M	5.8%	20
260	549300G6RZM5T8NQJW74	4,762	3,166	25.7%	$385.6M	1.5%	2
261	549300HVW3AI97UKTO72	4,762	2,938	21.1%	$596.0M	0.0%	45
262	549300CEHN5CVC6INV48	4,713	3,670	20.8%	$670.3M	0.3%	21
263	549300T67186NPGCHI50	4,707	2,501	40.8%	$358.8M	0.0%	9
264	549300FS35FQXZRU4Z45	4,706	3,057	30.4%	$359.5M	0.0%	12
265	54930025XJJO3T0M1A92	4,699	2,691	39.5%	$616.0M	0.0%	38
266	549300Q02LGIN9AXKP98	4,692	3,364	19.7%	$1.3B	0.0%	33
267	549300S8SHBRCI7UU819	4,691	2,812	21.4%	$640.0M	0.0%	52
268	NSGZD26XPW2CUM2JKU70	4,626	3,192	26.4%	$814.2M	10.2%	22
269	549300MNZECUR067HB12	4,624	3,713	10.2%	$570.9M	3.9%	14
270	549300IVURCTJ6QVMD67	4,600	3,975	12.5%	$1.1B	5.7%	14
271	254900WTZC5SSKIN2M11	4,498	3,672	17.1%	$1.1B	0.0%	49
272	WV0OVGBTLUP1XIUJE722	4,494	3,211	25.3%	$2.6B	0.1%	20
273	549300INFJ8TYNZ1G568	4,493	4,142	6.3%	$3.8B	0.0%	51
274	5493004N9PMBSLEZOF16	4,492	3,718	17.2%	$1.6B	25.9%	12
275	549300REENMLD2RN3W58	4,465	4,002	9.3%	$1.2B	16.6%	50
276	549300NL3JN3ABDPH257	4,460	3,603	17.3%	$351.0M	0.0%	7
277	549300BDHZAV4ZQHQV19	4,457	2,606	27.1%	$495.7M	1.5%	11
278	254900O2K17TNH5CL873	4,437	4,400	0.8%	$2.2B	0.0%	35
279	254900DSZI6CJXJL6Z14	4,433	1,063	70.1%	$272.1M	0.0%	45
280	549300DPRWSBUY619V27	4,431	3,161	27.5%	$777.7M	8.4%	26
281	549300KJZ82173UB3I21	4,426	2,967	28.0%	$543.7M	0.0%	9
282	549300NB3SBC1KHAWB92	4,393	4,060	7.2%	$995.6M	26.6%	18
283	254900CIEUZUO7CHPG88	4,386	3,851	9.0%	$566.9M	0.0%	7
284	549300MKOZ81ZWTNKB12	4,384	3,535	18.5%	$1.4B	6.5%	14
285	549300JEBULFT3BSU682	4,381	3,426	21.1%	$856.6M	2.7%	9
286	5493005DKMV1IHIM8E20	4,329	3,249	23.7%	$892.1M	2.3%	29
287	5493009V3WNJX9V2GZ85	4,318	3,423	17.8%	$1.4B	0.1%	12
288	54930077D8KXQADF5Q23	4,317	4,188	2.4%	$990.9M	25.6%	13
289	54930020YWIK7HGH2R34	4,298	3,684	6.0%	$1.3B	38.8%	13
290	549300B4IYL7TZT8FA34	4,297	4,104	4.4%	$1.3B	31.7%	40
291	549300PKEQ3Q9S0IXW76	4,297	2,888	29.4%	$504.1M	2.5%	36
292	549300157R33LDICP344	4,253	4,134	2.5%	$1.1B	12.9%	6
293	LVR1UQE8OOCO93IHEB52	4,250	3,226	23.5%	$486.1M	0.7%	10
294	5493004RLLKTQS8K7U51	4,239	2,588	33.6%	$541.0M	0.0%	50
295	549300QIUZLVR1OLDH55	4,211	3,243	20.5%	$502.2M	0.0%	26
296	549300CLRXFVF83ZL806	4,195	3,456	5.2%	$1.6B	31.3%	42
297	XC7Z0BA39TU7L1AKOJ12	4,163	2,598	35.9%	$437.9M	0.0%	36
298	549300NJVKCDJA5YC939	4,080	3,800	6.6%	$1.4B	23.0%	32
299	984500U2F9A83N391A91	4,055	3,067	24.3%	$1.5B	0.0%	45
300	549300D003QRZFSQ4N43	4,039	2,451	34.7%	$1.1B	3.3%	14

Source: HMDA public LAR (CFPB/FFIEC), snapshot files The 300 largest reporters by decisioned applications in 2024. FHA share is FHA-insured originations as a share of that lender's own originations; a lender with no originations shows n/a rather than zero. Methodology