Rankings / Credit cycle (BIS)

Debt service ratio

% of income (PNFS)

32 economies, each at its own latest reading (2025), ranked highest first. Median 16.1. For this indicator lower is safer; a high rank is not a good one.

A fixed BIS reporting set of roughly 44 advanced and major emerging economies, not the whole world; property prices reach further. Source: BIS credit, debt-service and property statistics. Construction: country methodology.