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FinObservatory

Chinese overseas lending / MAR

Morocco: debt owed to China

In 2021, Morocco is estimated to have owed China $811m, equal to 0.6% of its GDP, which ranks it 68 of 126 borrowers in the panel by dollars owed. The estimated stock peaked at $947m in 2019.

$811m
Estimated total, 2021
rank 68 of 126
0.6%
Percent of GDP
2021
$472m
Public and publicly guaranteed
2021
$339m
Private non-guaranteed
41.8% of external

The estimated stock, 2000 to 2021

The largest single-year move in the estimated stock is 2011, when it rose by $163m.

Public and publicly guaranteedPrivate non-guaranteedPBoC swap drawings

Source: Horn, Reinhart and Trebesch, China’s Overseas Lending. Selection: estimated stock owed to China by Morocco, by year and instrument, 2000 to 2021. Zeros are estimated zeros (no known loans outstanding), not missing values. Methodology

Historical loan records from the 2021 release

These records come from the 2021 HRT Mendeley replication release, not the November 2025 refreshed stock panel charted above. The refresh uses the updated Franz, Horn, Parks, Reinhart and Trebesch methodology, so this table cannot be reconciled to the chart. The earlier release marks 4 loan-level records for Morocco as part of its debt-estimate sample, spanning 2002 to 2014. Comparable commitments are available for 4 of those loans and sum to $590m. These are gross commitments, not outstanding debt stocks. The stock methodology applies disbursement and amortisation profiles, with imputation where loan terms are missing, so the commitment sum must not be compared with the stock above. See the methodology. Terms are sparse by source: interest rate appears on 0 loans, grace period on 0, maturity on 0, any of the three on 0, and all three together on 0. The earlier file also carries 23 additional project rows for Morocco outside that sample, so they are not included in this table.

4
Loans in 2021 sample
2002 to 2014
4
Loans with CommitmentUSD
$590m
0
Loans with any terms
0 with all three
23
Rows outside 2021 sample
27 raw rows total
YearProjectCommitment, USDCommitment, source currencyTermsCreditorType
2014
China Exim Bank loans 300 million USD to Morocco to finance coal-powered plant
ID: MAR_27 · Source: AidData, BU Energy, JH CARI
$300mUSD 300,000,000rate n/a | grace n/a | maturity n/a
China Export-Import Bank (Ex-Im)
State-owned policy bank
Loan
loan type n/a · borrower SOE
2014
China Development Bank loans 100 million USD to Moroccan bank for SME development
ID: MAR_26 · Source: AidData
$100mUSD 100,000,000rate n/a | grace n/a | maturity n/a
China Development Bank (CDB)
State-owned policy bank
Loan
Commercial · borrower Private sector
2011
Berchid-Beni Mellal Highway
ID: MAR_21 · Source: AidData, JH CARI
$184mUSD 184,000,000rate n/a | grace n/a | maturity n/a
China Export-Import Bank (Ex-Im)
State-owned policy bank
Loan
Concessional · borrower Central government
2002
China Exim bank loans $6 million to Morocco for dam construction
ID: MAR_11 · Source: AidData, BU Energy, JH CARI
$6.00mUSD 6,000,000rate n/a | grace n/a | maturity n/a
China Export-Import Bank (Ex-Im)
State-owned policy bank
Loan
Concessional · borrower Central government

Source: Horn, Reinhart and Trebesch, China’s Overseas Lending (2021 Mendeley replication loan file). Selection: 2021 replication loan records mapped to Morocco and flagged DebtEstimateSample = 1 in that release. This is an earlier source universe, not the records used for the November 2025 refreshed stock panel. CommitmentUSD is a gross commitment flow and is not comparable to the charted stock. Commitment stays in its source currency, and ProjectDescription is rendered as free-text data from the file. Methodology

Against what Morocco reports owing to all creditors

Morocco reported $65.69bn of total external debt to all creditors in 2021, of which $42.42bn is public and publicly guaranteed. The China estimate is 1.2% of the reported external total and 1.1% of the reported public and guaranteed stock. These are ratios of two different measurements, one estimated and one borrower-reported, and they are not a share of a single consistent total.

Measure, 2021Estimated, owed ChinaReported, all creditorsRatio, %
Total external debt$811m$65.69bn1.2%
Public and publicly guaranteed$472m$42.42bn1.1%

Source: Horn, Reinhart and Trebesch, China’s Overseas Lending (estimated stocks), and World Bank International Debt Statistics, borrower-reported via the Debtor Reporting System (all-creditor stocks). Selection: estimated external and PPG stock owed to China in 2021 against Morocco's reported DT.DOD.DECT.CD and DT.DOD.DPPG.CD for the same year. Drawn swap balances are excluded from the estimated column: they are a central-bank liability the Debtor Reporting System's long-term-debt concepts do not carry. Methodology