FinObservatory

Cross-border banking exposure / Kenya

What the world’s banks lend to Kenya

The funding view: cross-border claims of BIS-reporting banks on Kenya, from the locational statistics (LBS, by lender residence), with the consolidated claims by bank nationality (CBS) alongside. BIS-reporting banks held $10.30B of cross-border claims on Kenya in Q4 2025, up from $269M when the series begins in Q4 1977.

$10.30B
LBS cross-border claims
Q4 2025, all reporters
−$4.88B
Change since 2019
−32.2% vs Q4 2019
$10.64B
LBS liabilities to Kenya
Q4 2025, banks’ funding from
$4.29B
CBS international claims
Q4 2025, nationality basis

Cross-border claims on Kenya, Q4 1977Q4 2025

LBS cross-border claims of all reporting banks on Kenya, in USD billions, quarterly. The GFC and COVID quarters are shaded. This is the residence view, where a claim counts by where the lending bank sits, so a claim on Kenya booked from any reporting jurisdiction is included.

Hover for daily values

Source: BIS Locational Banking Statistics (WS_LBS_D_PUB), BIS Data Portal (data.bis.org). Selection: cross-border claims (measure C), all reporting countries (5A) vs Kenya as counterparty, all instruments, all currencies, all counterparty sectors, quarterly, amounts outstanding. License: free with “Source: BIS” attribution. Values shown in USD billions; raw BIS unit is USD millions. Methodology

Consolidated claims by bank nationality

CBS international claims on Kenya in Q4 2025, broken out by the nationality of the lending banks (where the parent is headquartered, worldwide-consolidated, immediate-counterparty basis). The top 5 reporting banking systems shown account for $2.94B of the $4.29B consolidated total. This is a different measure from the residence-based claims above and is not additive with them.

Bank nationalityInternational claims
FRA France$1.27B
GBR United Kingdom$997M
CHE Switzerland$313M
IND India$261M
BEL Belgium$107M

Source: BIS Consolidated Banking Statistics (WS_CBS_PUB), BIS Data Portal (data.bis.org). Selection: international claims (measure I, domestic banks 4B, immediate-counterparty basis F), individual reporting banking system by nationality vs Kenya as counterparty, latest quarter, amounts outstanding. License: free with “Source: BIS” attribution. CBS carries claims only; it has no liabilities measure by design. Methodology

Back to the cross-border overview, or Kenya’s full financial profile on its country page. See the methodology for LBS versus CBS and the exact selections.