FinObservatory

Country profile / BRN

Brunei

One canonical page for Brunei’s financial profile, composed from the crisis atlas, IMF sovereign-debt data, the World Bank GFDD and Global Findex, the BIS credit, policy-rate and exchange-rate statistics, the external accounts (IMF balance of payments and international investment position, official reserves, capital-account openness and remittances), and the Penn World Table’s population and GDP scale. Each section links to its dedicated module and cites its own primary source; sections appear only where Brunei has data.

Latest government debt
2.3%
2024 (Central govt (IMF GDD))
Financial crises on record
0
none in the five chronologies
Private credit by banks
38.8%
GFDD, 2020
BIS credit-cycle data
Not covered
BIS ~44-economy set only
Nonperforming loans (current)
1.6%
IMF FSI, 2025

Cross-border banking exposure: how much BIS-reporting banks lend to Brunei.

Economic scale

Population, real GDP per capita, and total-factor productivity from the Penn World Table, 1950–2023. A scale reference for every other section on this page, not a financial-risk series in its own right.

Population
0.4623
millions
0.000.200.400.6019702023
Real GDP per capita (PPP)
8415523
2021 US$, chained
500007500010000012500015000019702023
Total factor productivity
No data for this country

Source: Penn World Table 11.0 (Feenstra, Inklaar and Timmer 2015). License: CC BY 4.0. Methodology

Crisis history

No banking, currency, or sovereign-debt crisis is recorded for Brunei in the five chronologies (Global Macro Database, Reinhart-Rogoff, Laeven-Valencia, JST, ECB/ESRB).

Source: Global Macro Database 2026_06 | Reinhart-Rogoff (HBS BFFS) | Laeven & Valencia (2020, 2026) | ECB/ESRB Financial Crises Database. License: non-commercial research (inherits GMD / JST); cite all five chronologies. Methodology

Financial depth and soundness

Depth (private credit, deposits) and soundness (Z-score, nonperforming loans, concentration) from the World Bank GFDD. GFDD values end in 2021 (the dataset’s last release year); a flat recent tail is the data stopping, not the sector standing still.

Private credit by banks
38.820
% of GDP
20.040.060.080.019992020
Bank deposits
86.420
% of GDP
40.060.080.010019992020
Bank Z-score
No data for this country
Nonperforming loans
3.8720
% of gross loans
2.004.006.008.0010.020092020
Bank concentration
No data for this country

Source: World Bank Global Financial Development Database (Sep 2022). License: CC BY 4.0. Values end 2021 (GFDD's last release year). Methodology

Current soundness (IMF FSI)

The World Bank GFDD soundness series above end in 2021. The IMF Financial Soundness Indicators are current: annual through 2025. These deposit-taker core indicators cover capital adequacy (regulatory and Tier 1 capital to risk-weighted assets), asset quality (nonperforming loans), earnings (return on assets and equity), and liquidity (liquid assets to total assets). Each panel is a standalone series with its own scale; the headline is the latest value and its year.

Regulatory capital
18.525
% of risk-weighted assets
16.018.020.022.020092025
Tier 1 capital
18.525
% of risk-weighted assets
18.020.022.024.020092025
Nonperforming loans
1.6125
% of gross loans
0.002.004.006.008.0020102025
Return on assets
1.5225
% (annualized)
0.501.001.502.002.5020102025
Return on equity
9.9025
% (annualized)
0.0010.020.020092025
Liquid assets
36.425
% of total assets
30.040.050.060.020102025

Source: IMF Financial Soundness Indicators (FSI). License: IMF, free with "Source: IMF, Financial Soundness Indicators" attribution. Deposit-taker core set; coverage varies by indicator and year. Methodology

Financial inclusion

Brunei is not surveyed in the World Bank Global Findex (162 economies covered), so no financial-inclusion series is available here.

Source: World Bank Global Findex Database 2025. License: CC BY 4.0. Survey waves; percent of adults age 15+. Methodology

Credit cycle

Brunei is not in the BIS credit-statistics reporting set (a fixed group of around 44 advanced and major emerging economies), so no credit-to-GDP gap, debt-service ratio, or property-price series is available here.

Source: BIS credit and debt-service statistics | BIS residential property prices. License: free with "Source: BIS" attribution. Methodology

Policy rate and exchange rate

Brunei is in neither the BIS central-bank policy-rate set (48 economies) nor the BIS real broad effective-exchange-rate set (63 economies), so no policy-rate or exchange-rate series is available here.

Source: BIS central bank policy rates | BIS effective exchange rates. License: free with "Source: BIS" attribution. Methodology

External accounts

Brunei’s external position: the current-account balance (IMF, percent of GDP), the net international investment position and total official reserves (both shown as US-dollar levels, in billions, because the IMF IIP and World Bank reserve series carry dollar values rather than ratios), the degree of capital-account openness (the Chinn-Ito index, 0 closed to 1 open), and remittance inflows. A positive current account or net-IIP reading is a surplus/creditor position; a negative one is a deficit/debtor position. Each panel appears only where Brunei has that series.

Current-account balance
14.524
% of GDP
0.0025.050.075.019852024
Net international investment position
No data for this country
Total reserves
5.4925
US$ billion
0.002.004.006.0019992025

Source: IMF Balance of Payments and IIP Statistics | World Bank, Total reserves (FI.RES.TOTL.CD). License: IMF and World Bank, free with attribution ("Source: IMF"; World Bank reserves CC BY 4.0). Current account and net IIP: IMF BOP/IIP, to 2025. Reserves: World Bank FI.RES.TOTL.CD, to 2025. Methodology

Latest government debt 2.3% of GDP (2024, Central govt (IMF GDD)). Peak 3.2% in 2014. This is below the 80.7% median at which 2000+ sovereign crises began (a comparison, not a prediction).

Latest debt
2.3%
2024
Peak debt
3.2%
2014
Sovereign crises
0
none on record

Source: IMF Global Debt Database | IMF World Economic Outlook. License: IMF, free with "Source: IMF" attribution. Methodology

Reading this profile

  • This page composes existing FinObservatory layers; it introduces no new data. Every figure is reproducible from the source cited in its section. See the methodology for the composition and each source’s coverage and staleness.
  • The layers stop at different dates: the World Bank GFDD depth and soundness series end 2021, but the IMF FSI soundness panel is current (annual through 2024–2025 where reported); the Global Findex inclusion series are surveyed in waves and reach 2024; the crisis chronologies end around 2016–2021; IMF debt runs to 2024; the Penn World Table runs 1950–2023; and the BIS statistics are the most current (credit through 2025, residential property to 2026Q1, and the policy rate and effective exchange rate into 2026 where reported). The external accounts reach 2025 (IMF balance-of-payments and reserves), 2024 (remittance inflows) and 2023 (capital-account openness). A quiet recent tail in one section can simply be where that source stops.
  • Sections are shown only where Brunei has data. An absent section means the underlying dataset does not cover this country, not that the value is zero.