FinObservatory

Cross-border banking exposure / Japan

What the world’s banks lend to Japan

The funding view: cross-border claims of BIS-reporting banks on Japan, from the locational statistics (LBS, by lender residence), with the consolidated claims by bank nationality (CBS) alongside. BIS-reporting banks held $1.78T of cross-border claims on Japan in Q4 2025, up from $29.57B when the series begins in Q4 1977.

$1.78T
LBS cross-border claims
Q4 2025, all reporters
+$288.97B
Change since 2019
+19.4% vs Q4 2019
$1.11T
LBS liabilities to Japan
Q4 2025, banks’ funding from
$525.15B
CBS international claims
Q4 2025, nationality basis

Cross-border claims on Japan, Q4 1977Q4 2025

LBS cross-border claims of all reporting banks on Japan, in USD trillions, quarterly. The GFC and COVID quarters are shaded. This is the residence view, where a claim counts by where the lending bank sits, so a claim on Japan booked from any reporting jurisdiction is included.

Hover for daily values

Source: BIS Locational Banking Statistics (WS_LBS_D_PUB), BIS Data Portal (data.bis.org). Selection: cross-border claims (measure C), all reporting countries (5A) vs Japan as counterparty, all instruments, all currencies, all counterparty sectors, quarterly, amounts outstanding. License: free with “Source: BIS” attribution. Values shown in USD trillions; raw BIS unit is USD millions. Methodology

Consolidated claims by bank nationality

CBS international claims on Japan in Q4 2025, broken out by the nationality of the lending banks (where the parent is headquartered, worldwide-consolidated, immediate-counterparty basis). The top 5 reporting banking systems shown account for $404.42B of the $525.15B consolidated total. This is a different measure from the residence-based claims above and is not additive with them.

Bank nationalityInternational claims
USA United States$160.85B
GBR United Kingdom$99.63B
FRA France$76.95B
CAN Canada$39.97B
AUS Australia$27.02B

Source: BIS Consolidated Banking Statistics (WS_CBS_PUB), BIS Data Portal (data.bis.org). Selection: international claims (measure I, domestic banks 4B, immediate-counterparty basis F), individual reporting banking system by nationality vs Japan as counterparty, latest quarter, amounts outstanding. License: free with “Source: BIS” attribution. CBS carries claims only; it has no liabilities measure by design. Methodology

Back to the cross-border overview, or Japan’s full financial profile on its country page. See the methodology for LBS versus CBS and the exact selections.