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FinObservatory

Cross-border banking exposure / New Zealand

What the world’s banks lend to New Zealand

The funding view: cross-border claims of BIS-reporting banks on New Zealand, from the locational statistics (LBS, by lender residence), with the consolidated claims by bank nationality (CBS) alongside. BIS-reporting banks held $78.24B of cross-border claims on New Zealand in Q4 2025, from $1.05B when the series begins in Q4 1977.

$78.24B
LBS cross-border claims
Q4 2025, all reporters
+$17.42B
Change since 2019
+28.7% vs Q4 2019
$34.99B
LBS liabilities to New Zealand
Q4 2025, banks’ funding from
$53.36B
CBS international claims
Q4 2025, nationality basis

Cross-border claims on New Zealand, Q4 1977Q4 2025

LBS cross-border claims of all reporting banks on New Zealand, in USD billions, quarterly. The GFC and COVID quarters are shaded. This is the residence view, where a claim counts by where the lending bank sits, so a claim on New Zealand booked from any reporting jurisdiction is included.

Hover for daily values

Source: BIS Locational Banking Statistics (WS_LBS_D_PUB), BIS Data Portal (data.bis.org). Selection: cross-border claims (measure C), all reporting countries (5A) vs New Zealand as counterparty, all instruments, all currencies, all counterparty sectors, quarterly, amounts outstanding. License: free with “Source: BIS” attribution. Values shown in USD billions; raw BIS unit is USD millions. Methodology

Consolidated claims by bank nationality

CBS international claims on New Zealand in Q4 2025, broken out by the nationality of the lending banks (where the parent is headquartered, worldwide-consolidated, immediate-counterparty basis). The top 5 reporting banking systems shown account for $32.79B of the $53.36B consolidated total. This is a different measure from the residence-based claims above and is not additive with them.

Bank nationalityInternational claims
AUS Australia$10.84B
JPN Japan$10.67B
GBR United Kingdom$4.65B
FRA France$3.91B
CHE Switzerland$2.71B

Source: BIS Consolidated Banking Statistics (WS_CBS_PUB), BIS Data Portal (data.bis.org). Selection: international claims (measure I, domestic banks 4B, immediate-counterparty basis F), individual reporting banking system by nationality vs New Zealand as counterparty, latest quarter, amounts outstanding. License: free with “Source: BIS” attribution. CBS carries claims only; it has no liabilities measure by design. Methodology

Back to the cross-border overview, or New Zealand’s full financial profile on its country page. See the methodology for LBS versus CBS and the exact selections.