County banking markets / CO / 08035
DouglasColorado
FIPS 08035. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 62 counties in Colorado’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (835) and moderately concentrated on deposits (1,657).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
14 branch offices and 11 institutions in 1994; 64 and 19 in 2025. Deposits booked in the county went from $328.3M to $7.01B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank, National Association cert 3511 | $1.96B | 28.02% | 7 | 10.94% |
| 2 | FirstBank cert 18714 | $1.30B | 18.57% | 6 | 9.38% |
| 3 | JPMorgan Chase Bank, National Association cert 628 | $1.17B | 16.73% | 8 | 12.50% |
| 4 | U.S. Bank National Association cert 6548 | $990.7M | 14.13% | 8 | 12.50% |
| 5 | KeyBank National Association cert 17534 | $259.9M | 3.71% | 7 | 10.94% |
| 6 | SouthState Bank, National Association cert 33555 | $182.4M | 2.60% | 2 | 3.13% |
| 7 | The Huntington National Bank cert 6560 | $167.7M | 2.39% | 3 | 4.69% |
| 8 | Bank of America, National Association cert 3510 | $162.2M | 2.31% | 4 | 6.25% |
| 9 | BOKF, National Association cert 4214 | $156.7M | 2.23% | 3 | 4.69% |
| 10 | PNC Bank, National Association cert 6384 | $125.2M | 1.79% | 5 | 7.81% |
| 11 | BMO Bank National Association cert 16571 | $118.7M | 1.69% | 3 | 4.69% |
| 12 | FirsTier Bank cert 17478 | $82.0M | 1.17% | 1 | 1.56% |
| 13 | NBH Bank cert 59052 | $67.8M | 0.97% | 1 | 1.56% |
| 14 | ANB Bank cert 19220 | $58.6M | 0.84% | 1 | 1.56% |
| 15 | Umpqua Bank cert 17266 | $57.9M | 0.83% | 1 | 1.56% |
| 16 | Zions Bancorporation, N.A. cert 2270 | $55.4M | 0.79% | 1 | 1.56% |
| 17 | Redstone Bank cert 58826 | $42.5M | 0.61% | 1 | 1.56% |
| 18 | Champion Bank cert 57031 | $31.8M | 0.45% | 1 | 1.56% |
| 19 | The Pueblo Bank and Trust Company cert 12594 | $12.9M | 0.18% | 1 | 1.56% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Colorado, or read the methodology for the two HHI constructions and what they cannot tell you.