County banking markets / LA / 22055
LafayetteLouisiana
FIPS 22055. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 64 counties in Louisiana’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (633) and unconcentrated on deposits (1,474).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
63 branch offices and 15 institutions in 1994; 88 and 30 in 2025. Deposits booked in the county went from $1.88B to $8.70B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | First Horizon Bank cert 4977 | $2.20B | 25.27% | 10 | 11.36% |
| 2 | JPMorgan Chase Bank, National Association cert 628 | $1.78B | 20.42% | 11 | 12.50% |
| 3 | Home Bank, National Association cert 28094 | $1.21B | 13.94% | 10 | 11.36% |
| 4 | Hancock Whitney Bank cert 12441 | $1.10B | 12.59% | 7 | 7.95% |
| 5 | Capital One, National Association cert 4297 | $373.0M | 4.29% | 2 | 2.27% |
| 6 | Rayne State Bank & Trust Company cert 16075 | $316.4M | 3.64% | 4 | 4.55% |
| 7 | Investar Bank, National Association cert 58316 | $298.9M | 3.44% | 2 | 2.27% |
| 8 | First National Bank of Louisiana cert 4288 | $225.4M | 2.59% | 1 | 1.14% |
| 9 | b1BANK cert 58228 | $180.1M | 2.07% | 1 | 1.14% |
| 10 | Gulf Coast Bank cert 20353 | $161.3M | 1.85% | 5 | 5.68% |
| 11 | Regions Bank cert 12368 | $152.8M | 1.76% | 2 | 2.27% |
| 12 | Community First Bank cert 35020 | $124.2M | 1.43% | 3 | 3.41% |
| 13 | Cadence Bank cert 11813 | $68.2M | 0.78% | 2 | 2.27% |
| 14 | The Evangeline Bank and Trust Company cert 12611 | $54.7M | 0.63% | 1 | 1.14% |
| 15 | Bank of Sunset and Trust Company cert 11788 | $53.3M | 0.61% | 2 | 2.27% |
| 16 | Farmers State Bank & Trust Co. cert 16114 | $44.1M | 0.51% | 2 | 2.27% |
| 17 | The First National Bank of Jeanerette cert 4290 | $43.3M | 0.50% | 2 | 2.27% |
| 18 | Farmers-Merchants Bank & Trust Company cert 9327 | $40.4M | 0.46% | 2 | 2.27% |
| 19 | CLB The Community Bank cert 10532 | $34.2M | 0.39% | 2 | 2.27% |
| 20 | Catalyst Bank cert 29804 | $33.7M | 0.39% | 2 | 2.27% |
| 21 | M C Bank & Trust Company cert 17388 | $33.4M | 0.38% | 2 | 2.27% |
| 22 | BankPlus cert 5903 | $32.6M | 0.37% | 1 | 1.14% |
| 23 | Red River Bank cert 34980 | $25.5M | 0.29% | 1 | 1.14% |
| 24 | American Bank & Trust Company cert 17906 | $25.3M | 0.29% | 2 | 2.27% |
| 25 | Cottonport Bank cert 8798 | $24.2M | 0.28% | 1 | 1.14% |
| 26 | JD Bank cert 16546 | $22.8M | 0.26% | 2 | 2.27% |
| 27 | Washington State Bank cert 9326 | $21.6M | 0.25% | 1 | 1.14% |
| 28 | St. Landry Bank and Trust Company cert 8534 | $16.1M | 0.18% | 3 | 3.41% |
| 29 | South Louisiana Bank cert 23144 | $9.2M | 0.11% | 1 | 1.14% |
| 30 | Woodforest National Bank cert 23220 | $2.7M | 0.03% | 1 | 1.14% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Louisiana, or read the methodology for the two HHI constructions and what they cannot tell you.