County banking markets / MO / 29037
CassMissouri
FIPS 29037. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 115 counties in Missouri’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (667) and unconcentrated on deposits (927).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
20 branch offices and 14 institutions in 1994; 30 and 19 in 2025. Deposits booked in the county went from $447.8M to $2.03B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Community Bank of Raymore cert 22867 | $362.2M | 17.84% | 3 | 10.00% |
| 2 | Hawthorn Bank cert 10619 | $263.5M | 12.98% | 3 | 10.00% |
| 3 | Commerce Bank cert 24998 | $255.9M | 12.60% | 2 | 6.67% |
| 4 | Community Bank of Pleasant Hill cert 58423 | $154.7M | 7.62% | 1 | 3.33% |
| 5 | Bank of America, National Association cert 3510 | $144.2M | 7.10% | 1 | 3.33% |
| 6 | Country Club Bank cert 8888 | $140.7M | 6.93% | 3 | 10.00% |
| 7 | North American Savings Bank, F.S.B. cert 29708 | $118.7M | 5.84% | 1 | 3.33% |
| 8 | UMB Bank, National Association cert 8273 | $104.4M | 5.14% | 1 | 3.33% |
| 9 | Goppert Financial Bank cert 8569 | $91.2M | 4.49% | 1 | 3.33% |
| 10 | The Central Trust Bank cert 12633 | $68.1M | 3.36% | 1 | 3.33% |
| 11 | Sherwood Community Bank cert 1612 | $62.9M | 3.10% | 3 | 10.00% |
| 12 | Academy Bank, National Association cert 19600 | $44.3M | 2.18% | 2 | 6.67% |
| 13 | U.S. Bank National Association cert 6548 | $42.2M | 2.08% | 1 | 3.33% |
| 14 | Arvest Bank cert 8728 | $38.6M | 1.90% | 1 | 3.33% |
| 15 | NBH Bank cert 59052 | $38.0M | 1.87% | 1 | 3.33% |
| 16 | Citizens Bank cert 22601 | $33.2M | 1.63% | 2 | 6.67% |
| 17 | Community First Bank cert 10595 | $31.5M | 1.55% | 1 | 3.33% |
| 18 | Adrian Bank cert 8251 | $26.2M | 1.29% | 1 | 3.33% |
| 19 | JPMorgan Chase Bank, National Association cert 628 | $9.7M | 0.48% | 1 | 3.33% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Missouri, or read the methodology for the two HHI constructions and what they cannot tell you.