County banking markets / NJ / 34019
HunterdonNew Jersey
FIPS 34019. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 21 counties in New Jersey’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (801) and unconcentrated on deposits (1,331).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
54 branch offices and 18 institutions in 1994; 31 and 15 in 2025. Deposits booked in the county went from $1.48B to $6.03B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | TD Bank, National Association cert 18409 | $1.57B | 26.08% | 4 | 12.90% |
| 2 | PNC Bank, National Association cert 6384 | $875.9M | 14.52% | 3 | 9.68% |
| 3 | Unity Bank cert 33503 | $746.6M | 12.37% | 3 | 9.68% |
| 4 | Bank of America, National Association cert 3510 | $746.4M | 12.37% | 2 | 6.45% |
| 5 | Peapack Private Bank & Trust cert 11035 | $398.3M | 6.60% | 3 | 9.68% |
| 6 | Wells Fargo Bank, National Association cert 3511 | $289.5M | 4.80% | 2 | 6.45% |
| 7 | Provident Bank cert 12010 | $212.1M | 3.51% | 1 | 3.23% |
| 8 | JPMorgan Chase Bank, National Association cert 628 | $208.1M | 3.45% | 2 | 6.45% |
| 9 | Fulton Bank, National Association cert 7551 | $194.9M | 3.23% | 1 | 3.23% |
| 10 | Northfield Bank cert 28710 | $186.2M | 3.09% | 3 | 9.68% |
| 11 | First Bank cert 58481 | $182.3M | 3.02% | 1 | 3.23% |
| 12 | Citizens Bank, National Association cert 57957 | $167.9M | 2.78% | 2 | 6.45% |
| 13 | Somerset Regal Bank cert 28778 | $133.6M | 2.21% | 2 | 6.45% |
| 14 | The Bank of Princeton cert 58513 | $66.4M | 1.10% | 1 | 3.23% |
| 15 | Columbia Bank cert 28834 | $52.6M | 0.87% | 1 | 3.23% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to New Jersey, or read the methodology for the two HHI constructions and what they cannot tell you.