County banking markets / SC / 45035
DorchesterSouth Carolina
FIPS 45035. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 46 counties in South Carolina’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (611) and unconcentrated on deposits (974).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
27 branch offices and 12 institutions in 1994; 39 and 22 in 2025. Deposits booked in the county went from $401.1M to $2.73B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company cert 11063 | $437.5M | 16.03% | 3 | 7.69% |
| 2 | Bank of America, National Association cert 3510 | $393.0M | 14.40% | 3 | 7.69% |
| 3 | Wells Fargo Bank, National Association cert 3511 | $383.5M | 14.05% | 2 | 5.13% |
| 4 | SouthState Bank, National Association cert 33555 | $303.9M | 11.13% | 3 | 7.69% |
| 5 | Truist Bank cert 9846 | $188.5M | 6.90% | 3 | 7.69% |
| 6 | United Bank cert 22858 | $176.2M | 6.46% | 4 | 10.26% |
| 7 | First National Bank of South Carolina cert 2107 | $155.6M | 5.70% | 4 | 10.26% |
| 8 | Pinnacle Bank cert 35583 | $122.5M | 4.49% | 2 | 5.13% |
| 9 | The Bank of South Carolina cert 26912 | $102.6M | 3.76% | 2 | 5.13% |
| 10 | First Capital Bank cert 34966 | $94.8M | 3.47% | 1 | 2.56% |
| 11 | TD Bank, National Association cert 18409 | $70.0M | 2.56% | 1 | 2.56% |
| 12 | ServisFirst Bank cert 57993 | $50.1M | 1.84% | 1 | 2.56% |
| 13 | Ameris Bank cert 20504 | $42.3M | 1.55% | 1 | 2.56% |
| 14 | United Community Bank cert 16889 | $33.9M | 1.24% | 1 | 2.56% |
| 15 | The Citizens Bank cert 15932 | $33.1M | 1.21% | 1 | 2.56% |
| 16 | Regions Bank cert 12368 | $32.8M | 1.20% | 1 | 2.56% |
| 17 | Synovus Bank cert 873 | $27.6M | 1.01% | 1 | 2.56% |
| 18 | First Palmetto Bank cert 28396 | $20.7M | 0.76% | 1 | 2.56% |
| 19 | Enterprise Bank of South Carolina cert 11539 | $18.7M | 0.69% | 1 | 2.56% |
| 20 | JPMorgan Chase Bank, National Association cert 628 | $14.3M | 0.52% | 1 | 2.56% |
| 21 | South Atlantic Bank cert 58689 | $14.3M | 0.52% | 1 | 2.56% |
| 22 | Fifth Third Bank, National Association cert 6672 | $13.5M | 0.50% | 1 | 2.56% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to South Carolina, or read the methodology for the two HHI constructions and what they cannot tell you.