County banking markets / WA / 53011
ClarkWashington
FIPS 53011. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 39 counties in Washington’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (1,092) and unconcentrated on deposits (1,448).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
71 branch offices and 14 institutions in 1994; 72 and 18 in 2025. Deposits booked in the county went from $1.82B to $8.27B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association cert 628 | $1.96B | 23.68% | 13 | 18.06% |
| 2 | Umpqua Bank cert 17266 | $1.32B | 15.90% | 8 | 11.11% |
| 3 | U.S. Bank National Association cert 6548 | $1.19B | 14.38% | 9 | 12.50% |
| 4 | Bank of America, National Association cert 3510 | $1.14B | 13.79% | 8 | 11.11% |
| 5 | Wells Fargo Bank, National Association cert 3511 | $936.6M | 11.32% | 7 | 9.72% |
| 6 | Riverview Bank cert 29922 | $782.5M | 9.46% | 10 | 13.89% |
| 7 | KeyBank National Association cert 17534 | $222.9M | 2.70% | 5 | 6.94% |
| 8 | Banner Bank cert 28489 | $176.4M | 2.13% | 2 | 2.78% |
| 9 | Pacific Premier Bank, National Association cert 32172 | $168.9M | 2.04% | 1 | 1.39% |
| 10 | Heritage Bank cert 29012 | $108.0M | 1.31% | 1 | 1.39% |
| 11 | HomeStreet Bank cert 32489 | $83.5M | 1.01% | 1 | 1.39% |
| 12 | Washington Federal Bank cert 28088 | $47.6M | 0.58% | 1 | 1.39% |
| 13 | Bank of the Pacific cert 23041 | $40.6M | 0.49% | 1 | 1.39% |
| 14 | Washington Trust Bank cert 1281 | $39.0M | 0.47% | 1 | 1.39% |
| 15 | First-Citizens Bank & Trust Company cert 11063 | $32.3M | 0.39% | 1 | 1.39% |
| 16 | Pacific West Bank cert 57872 | $14.5M | 0.18% | 1 | 1.39% |
| 17 | BMO Bank National Association cert 16571 | $14.1M | 0.17% | 1 | 1.39% |
| 18 | Davidson Trust Co. cert 35510 | $0K | 0.00% | 1 | 1.39% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Washington, or read the methodology for the two HHI constructions and what they cannot tell you.