County banking markets / WA / 53061
SnohomishWashington
FIPS 53061. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 39 counties in Washington’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (810) and unconcentrated on deposits (1,120).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
133 branch offices and 21 institutions in 1994; 144 and 22 in 2025. Deposits booked in the county went from $3.57B to $19.43B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Coastal Community Bank cert 34403 | $3.71B | 19.11% | 12 | 8.33% |
| 2 | Bank of America, National Association cert 3510 | $3.16B | 16.24% | 17 | 11.81% |
| 3 | JPMorgan Chase Bank, National Association cert 628 | $3.08B | 15.85% | 18 | 12.50% |
| 4 | Wells Fargo Bank, National Association cert 3511 | $1.77B | 9.12% | 16 | 11.11% |
| 5 | U.S. Bank National Association cert 6548 | $1.62B | 8.35% | 14 | 9.72% |
| 6 | 1st Security Bank of Washington cert 57633 | $962.4M | 4.95% | 4 | 2.78% |
| 7 | KeyBank National Association cert 17534 | $869.4M | 4.47% | 14 | 9.72% |
| 8 | Washington Federal Bank cert 28088 | $608.6M | 3.13% | 9 | 6.25% |
| 9 | Mountain Pacific Bank cert 58341 | $517.7M | 2.66% | 2 | 1.39% |
| 10 | Heritage Bank cert 29012 | $513.1M | 2.64% | 7 | 4.86% |
| 11 | Banner Bank cert 28489 | $378.1M | 1.95% | 4 | 2.78% |
| 12 | HomeStreet Bank cert 32489 | $356.5M | 1.83% | 4 | 2.78% |
| 13 | Umpqua Bank cert 17266 | $317.2M | 1.63% | 6 | 4.17% |
| 14 | Bank of Hope cert 26610 | $302.0M | 1.55% | 1 | 0.69% |
| 15 | Pacific Crest Savings Bank cert 34585 | $249.9M | 1.29% | 1 | 0.69% |
| 16 | Pacific Premier Bank, National Association cert 32172 | $232.6M | 1.20% | 5 | 3.47% |
| 17 | Peoples Bank cert 6158 | $212.0M | 1.09% | 5 | 3.47% |
| 18 | UniBank cert 58407 | $158.6M | 0.82% | 1 | 0.69% |
| 19 | First-Citizens Bank & Trust Company cert 11063 | $137.3M | 0.71% | 1 | 0.69% |
| 20 | US Metro Bank cert 58310 | $118.1M | 0.61% | 1 | 0.69% |
| 21 | Sound Community Bank cert 57451 | $76.8M | 0.40% | 1 | 0.69% |
| 22 | Washington Trust Bank cert 1281 | $75.7M | 0.39% | 1 | 0.69% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Washington, or read the methodology for the two HHI constructions and what they cannot tell you.