SEC filings / CIK 1013272
NORWOOD FINANCIAL CORP
State commercial banks, PA. 15 10-K filer-years in this dataset, the most recent for FY2025, filed Mar 13, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.
This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.
Held-to-maturity gap against reported equity
The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.
The gap is computable for 3 of this company’s 15 filings.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology
Filing history, as filed
| FY | Filed | Assets | Deposits | Equity | AOCI | HTM carrying | HTM fair value | Gap, % of equity | Custom facts |
|---|---|---|---|---|---|---|---|---|---|
| 2025p | Mar 13, 2026 | $2.42bn | $2.08bn | $242.2m | -$21.3m | n/a | n/a | n/a | 3.6% |
| 2024 | Mar 14, 2025 | $2.32bn | $1.86bn | $213.5m | -$33.1m | n/a | n/a | n/a | 3.9% |
| 2023 | Mar 14, 2024 | $2.20bn | $1.80bn | $181.1m | -$47.3m | n/a | n/a | n/a | 3.3% |
| 2022 | Mar 17, 2023 | $2.05bn | $1.73bn | $167.1m | -$57.4m | n/a | n/a | n/a | 3.0% |
| 2021 | Mar 11, 2022 | $2.07bn | $1.76bn | $205.3m | -$256k | n/a | n/a | n/a | 5.6% |
| 2020 | Mar 9, 2021 | $1.85bn | $1.54bn | $194.8m | $5.1m | n/a | n/a | n/a | 5.6% |
| 2019 | Mar 13, 2020 | $1.23bn | $957.5m | $137.4m | $1.2m | n/a | n/a | n/a | 1.9% |
| 2018 | Mar 14, 2019 | $1.18bn | $946.8m | $122.3m | -$5.0m | n/a | n/a | n/a | 2.7% |
| 2017 | Mar 15, 2018 | $1.13bn | $929.4m | $115.7m | -$2.7m | n/a | n/a | n/a | 5.5% |
| 2016 | Mar 15, 2017 | $1.11bn | $925.4m | $111.1m | -$4.1m | n/a | n/a | n/a | 6.0% |
| 2015 | Mar 15, 2016 | $750.5m | $550.9m | $101.0m | $488k | n/a | n/a | n/a | 2.7% |
| 2014 | Mar 13, 2015 | $711.6m | $559.9m | $99.0m | $462k | $0 | n/a | n/a | 2.2% |
| 2013 | Mar 13, 2014 | $711.2m | $541.2m | $91.9m | -$2.6m | $174k | $177k | +0.0% | 5.6% |
| 2012 | Mar 14, 2013 | $672.3m | $524.4m | $92.4m | n/a | $173k | $177k | +0.0% | 5.1% |
| 2011 | Mar 14, 2012 | $668.8m | $525.8m | $88.1m | n/a | $171k | $177k | +0.0% | 6.2% |
ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology
What this page cannot tell you
- A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
- A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
- AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
- Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.
Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.