FinObservatory

SEC filings / CIK 1038773

SMARTFINANCIAL INC.

National commercial banks, TN. 15 10-K filer-years in this dataset, the most recent for FY2025, filed Mar 16, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.

This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.

Held-to-maturity gap against reported equity

The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.

-5-4-3-2-101FY2011: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2012: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2013: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2014: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityn/an/an/an/an/an/an/an/aFY2023: HTM fair value less carrying amount, -4.1% of reported stockholders’ equityFY2024: HTM fair value less carrying amount, -3.8% of reported stockholders’ equityFY2025 (partial): HTM fair value less carrying amount, -2.3% of reported stockholders’ equity111213141516171819202122232425Fiscal year of the 10-K% of reported stockholders’ equity

The gap is computable for 7 of this company’s 15 filings.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology

Filing history, as filed

FYFiledAssetsDepositsEquityAOCIHTM carryingHTM fair valueGap, % of equityCustom facts
2025pMar 16, 2026$5.86bn$5.15bn$552.4m-$9.3m$122.1m$109.4m-2.3%7.7%
2024Mar 17, 2025$5.28bn$4.69bn$491.3m-$23.7m$126.7m$108.1m-3.8%8.7%
2023Mar 15, 2024$4.83bn$4.27bn$459.9m-$25.9m$281.2m$262.5m-4.1%7.3%
2022Mar 16, 2023$4.64bn$4.08bn$432.5m-$35.3mn/a$260.6mn/a7.7%
2021Mar 14, 2022$4.61bn$4.02bn$429.4m$1.4mn/a$76.9mn/a6.3%
2020Mar 16, 2021$3.30bn$2.81bn$357.2m$2.2mn/an/an/a6.8%
2019Mar 12, 2020$2.45bn$2.05bn$312.7m$168kn/an/an/a10.2%
2018Mar 18, 2019$2.27bn$1.92bn$283.0m-$2.8mn/an/an/a10.4%
2017Mar 16, 2018$1.72bn$1.44bn$205.9m-$1.2mn/an/an/a11.3%
2016Mar 31, 2017$1.06bn$907.1m$105.2m-$1.0mn/an/an/a10.0%
2015Mar 30, 2016$1.02bn$858.5m$100.2m-$352kn/an/an/a10.0%
2014Mar 30, 2015$415.7m$308.7m$40.7m$282k$25k$26k+0.0%8.0%
2013Mar 31, 2014$432.2m$341.4m$40.1m$243k$34k$35k+0.0%7.6%
2012Mar 28, 2013$443.4m$344.9m$40.9m$1.5m$45k$46k+0.0%6.6%
2011Mar 29, 2012$422.7m$314.0m$35.2m$1.1m$69k$70k+0.0%9.4%

ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology

What this page cannot tell you

  • A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
  • A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
  • AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
  • Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.

Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.