FinObservatory

SEC filings / CIK 109380

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/

National commercial banks, UT. 16 10-K filer-years in this dataset, the most recent for FY2025, filed Feb 24, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.

This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.

Held-to-maturity gap against reported equity

The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.

-6-4-2024FY2010: HTM fair value less carrying amount, -0.8% of reported stockholders’ equityFY2011: HTM fair value less carrying amount, -1.1% of reported stockholders’ equityFY2012: HTM fair value less carrying amount, -1.4% of reported stockholders’ equityFY2013: HTM fair value less carrying amount, +0.3% of reported stockholders’ equityFY2014: HTM fair value less carrying amount, +0.4% of reported stockholders’ equityFY2015: HTM fair value less carrying amount, +0.1% of reported stockholders’ equityFY2016: HTM fair value less carrying amount, -0.2% of reported stockholders’ equityn/an/an/aFY2020: HTM fair value less carrying amount, +0.1% of reported stockholders’ equityFY2021: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2022: HTM fair value less carrying amount, +2.3% of reported stockholders’ equityFY2023: HTM fair value less carrying amount, +1.5% of reported stockholders’ equityFY2024: HTM fair value less carrying amount, -4.7% of reported stockholders’ equityFY2025 (partial): HTM fair value less carrying amount, +1.0% of reported stockholders’ equity10111213141516171819202122232425Fiscal year of the 10-K% of reported stockholders’ equity

The gap is computable for 13 of this company’s 16 filings.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology

Filing history, as filed

FYFiledAssetsDepositsEquityAOCIHTM carryingHTM fair valueGap, % of equityCustom facts
2025pFeb 24, 2026$88.99bn$75.64bn$7.18bn-$1.94bn$8.87bn$8.94bn+1.0%15.0%
2024Feb 25, 2025$88.78bn$76.22bn$6.12bn-$2.38bn$9.67bn$9.38bn-4.7%15.4%
2023Feb 23, 2024$87.20bn$74.96bn$5.69bn-$2.69bn$10.38bn$10.47bn+1.5%14.3%
2022Feb 23, 2023$89.55bn$71.65bn$4.89bn-$3.11bn$11.13bn$11.24bn+2.3%13.7%
2021Feb 25, 2022$93.20bn$82.79bn$7.46bn-$80.0m$441.0m$443.0m+0.0%11.2%
2020Feb 25, 2021$81.48bn$69.65bn$7.89bn$325.0m$636.0m$640.0m+0.1%11.9%
2019Feb 26, 2020$69.17bn$57.09bn$7.35bn$43.0mn/a$597.0mn/a16.2%
2018Feb 26, 2019$68.75bn$54.10bn$7.58bn-$250.0mn/a$767.0mn/a12.1%
2017Mar 1, 2018$66.29bn$52.62bn$7.68bn-$139.0mn/a$762.0mn/a9.0%
2016Feb 28, 2017$63.24bn$53.24bn$7.63bn-$121.6m$867.9m$850.5m-0.2%8.6%
2015Feb 29, 2016$59.67bn$50.37bn$7.51bn-$54.6m$545.6m$552.1m+0.1%8.0%
2014Feb 27, 2015$57.21bn$47.85bn$7.37bn-$128.0m$647.3m$677.2m+0.4%10.0%
2013Mar 3, 2014$56.03bn$46.36bn$6.46bn-$192.1m$589.0m$609.5m+0.3%9.4%
2012Feb 28, 2013$55.51bn$46.13bn$6.05bn-$446.2m$756.9m$674.7m-1.4%13.7%
2011Feb 29, 2012$53.15bn$42.88bn$6.99bn-$592.1m$807.8m$730.0m-1.1%10.1%
2010Mar 1, 2011$51.03bn$40.94bn$6.65bn-$461.3m$840.6m$788.4m-0.8%12.0%

ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology

What this page cannot tell you

  • A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
  • A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
  • AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
  • Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.

Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.