FinObservatory

SEC filings / CIK 1108134

BEACON FINANCIAL CORP

Savings institutions, state chartered, MA. 15 10-K filer-years in this dataset, the most recent for FY2025, filed Mar 2, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.

This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.

Held-to-maturity gap against reported equity

The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.

-10-8-5-303FY2011: HTM fair value less carrying amount, +0.3% of reported stockholders’ equityFY2012: HTM fair value less carrying amount, +0.2% of reported stockholders’ equityFY2013: HTM fair value less carrying amount, +0.1% of reported stockholders’ equityFY2014: HTM fair value less carrying amount, +0.2% of reported stockholders’ equityFY2015: HTM fair value less carrying amount, +0.6% of reported stockholders’ equityFY2016: HTM fair value less carrying amount, +0.3% of reported stockholders’ equityFY2017: HTM fair value less carrying amount, +0.5% of reported stockholders’ equityFY2018: HTM fair value less carrying amount, -0.2% of reported stockholders’ equityFY2019: HTM fair value less carrying amount, +0.9% of reported stockholders’ equityFY2020: HTM fair value less carrying amount, +2.3% of reported stockholders’ equityFY2021: HTM fair value less carrying amount, +0.9% of reported stockholders’ equityFY2022: HTM fair value less carrying amount, -8.0% of reported stockholders’ equityFY2023: HTM fair value less carrying amount, -6.6% of reported stockholders’ equityFY2024: HTM fair value less carrying amount, -6.4% of reported stockholders’ equityn/a111213141516171819202122232425Fiscal year of the 10-K% of reported stockholders’ equity

The gap is computable for 14 of this company’s 15 filings.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology

Filing history, as filed

FYFiledAssetsDepositsEquityAOCIHTM carryingHTM fair valueGap, % of equityCustom facts
2025pMar 2, 2026$23.22bn$19.51bn$2.50bn-$20.0mn/an/an/a11.7%
2024Mar 3, 2025$12.27bn$10.38bn$1.17bn-$106.3m$507.7m$433.4m-6.4%12.0%
2023Feb 28, 2024$12.43bn$10.63bn$1.01bn-$143.0m$543.4m$476.2m-6.6%10.7%
2022Mar 1, 2023$11.66bn$10.33bn$954.1m-$181.1m$583.5m$507.5m-8.0%9.6%
2021Mar 1, 2022$11.55bn$10.07bn$1.18bn-$3.2m$636.5m$647.2m+0.9%8.3%
2020Mar 1, 2021$12.84bn$10.22bn$1.19bn$30.9m$465.1m$491.9m+2.3%6.0%
2019Feb 28, 2020$13.22bn$10.34bn$1.76bn$12.0m$358.0m$373.3m+0.9%5.8%
2018Mar 1, 2019$12.21bn$8.98bn$1.55bn-$13.5m$373.8m$371.2m-0.2%6.0%
2017Mar 1, 2018$11.57bn$8.75bn$1.50bn$4.2m$397.1m$405.3m+0.5%5.7%
2016Mar 1, 2017$9.16bn$6.62bn$1.09bn$9.8m$334.4m$337.7m+0.3%7.5%
2015Feb 29, 2016$7.83bn$5.59bn$887.2m-$3.3m$131.7m$136.9m+0.6%7.4%
2014Mar 16, 2015$6.50bn$4.65bn$709.3m$6.6m$43.3m$45.0m+0.2%6.2%
2013Mar 17, 2014$5.67bn$3.85bn$678.1m-$9.1m$44.9m$45.8m+0.1%5.9%
2012Mar 18, 2013$5.30bn$4.10bn$667.3m-$3.0m$51.0m$52.5m+0.2%6.9%
2011Mar 15, 2012$3.99bn$3.10bn$553.4m-$4.9m$58.9m$60.4m+0.3%8.0%

ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology

What this page cannot tell you

  • A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
  • A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
  • AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
  • Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.

Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.