FinObservatory

SEC filings / CIK 1275101

BANK OF THE JAMES FINANCIAL GROUP INC

State commercial banks, VA. 15 10-K filer-years in this dataset, the most recent for FY2025, filed Mar 27, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.

This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.

Held-to-maturity gap against reported equity

The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.

-2-1-10112FY2011: HTM fair value less carrying amount, +1.5% of reported stockholders’ equityFY2012: HTM fair value less carrying amount, +1.2% of reported stockholders’ equityFY2013: HTM fair value less carrying amount, +0.7% of reported stockholders’ equityFY2014: HTM fair value less carrying amount, +0.5% of reported stockholders’ equityFY2015: HTM fair value less carrying amount, +0.3% of reported stockholders’ equityFY2016: HTM fair value less carrying amount, -0.1% of reported stockholders’ equityFY2017: HTM fair value less carrying amount, -0.2% of reported stockholders’ equityFY2018: HTM fair value less carrying amount, -0.3% of reported stockholders’ equityFY2019: HTM fair value less carrying amount, +0.3% of reported stockholders’ equityFY2020: HTM fair value less carrying amount, +0.8% of reported stockholders’ equityFY2021: HTM fair value less carrying amount, +0.5% of reported stockholders’ equityFY2022: HTM fair value less carrying amount, -1.0% of reported stockholders’ equityFY2023: HTM fair value less carrying amount, -0.7% of reported stockholders’ equityFY2024: HTM fair value less carrying amount, -0.7% of reported stockholders’ equityFY2025 (partial): HTM fair value less carrying amount, -0.3% of reported stockholders’ equity111213141516171819202122232425Fiscal year of the 10-K% of reported stockholders’ equity

The gap is computable for 15 of this company’s 15 filings.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology

Filing history, as filed

FYFiledAssetsDepositsEquityAOCIHTM carryingHTM fair valueGap, % of equityCustom facts
2025pMar 27, 2026$1.04bn$937.1m$80.0m-$14.9m$3.6m$3.3m-0.3%4.8%
2024Mar 26, 2025$979.2m$882.4m$64.9m-$22.9m$3.6m$3.2m-0.7%5.0%
2023Mar 27, 2024$969.4m$878.5m$60.0m-$21.6m$3.6m$3.2m-0.7%3.4%
2022Mar 31, 2023$928.6m$848.1m$50.2m-$26.8m$3.6m$3.1m-1.0%3.8%
2021Mar 29, 2022$987.6m$887.1m$69.4m-$1.4m$3.7m$4.0m+0.5%3.5%
2020Mar 29, 2021$851.4m$765.0m$66.7m$1.8m$3.7m$4.2m+0.8%3.1%
2019Mar 20, 2020$725.4m$649.5m$61.4m-$5k$3.7m$3.9m+0.3%3.2%
2018Mar 22, 2019$674.9m$612.0m$55.1m-$2.2m$3.7m$3.5m-0.3%4.0%
2017Mar 21, 2018$626.3m$567.5m$51.7m-$1.5m$5.7m$5.6m-0.2%3.9%
2016Mar 21, 2017$574.2m$523.1m$49.4m-$1.6m$3.3m$3.3m-0.1%3.9%
2015Mar 17, 2016$527.1m$467.6m$48.2m-$589k$2.5m$2.6m+0.3%3.4%
2014Mar 20, 2015$460.9m$399.5m$34.8m-$389k$2.5m$2.7m+0.5%3.9%
2013Mar 19, 2014$434.5m$387.4m$29.8m-$2.4m$3.5m$3.7m+0.7%4.3%
2012Mar 19, 2013$441.4m$399.0m$29.6m$568k$3.1m$3.4m+1.2%3.6%
2011Mar 20, 2012$427.4m$374.2m$26.8m-$54k$8.1m$8.5m+1.5%4.7%

ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology

What this page cannot tell you

  • A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
  • A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
  • AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
  • Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.

Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.