SEC filings / CIK 1288855
OPTIMUMBANK HOLDINGS, INC.
National commercial banks, FL. 15 10-K filer-years in this dataset, the most recent for FY2025, filed Feb 26, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.
This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.
Held-to-maturity gap against reported equity
The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.
The gap is computable for 1 of this company’s 15 filings.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology
Filing history, as filed
| FY | Filed | Assets | Deposits | Equity | AOCI | HTM carrying | HTM fair value | Gap, % of equity | Custom facts |
|---|---|---|---|---|---|---|---|---|---|
| 2025p | Feb 26, 2026 | $1.11bn | $931.8m | $121.9m | -$4.6m | $214k | n/a | n/a | 9.2% |
| 2024 | Feb 26, 2025 | $932.9m | $772.2m | $103.2m | -$5.6m | $281k | n/a | n/a | 8.4% |
| 2023 | Mar 8, 2024 | $791.3m | $639.6m | $70.0m | -$5.3m | $360k | n/a | n/a | 8.4% |
| 2022 | Mar 6, 2023 | $585.2m | $507.9m | $62.6m | -$5.8m | $540k | n/a | n/a | 12.7% |
| 2021 | Mar 8, 2022 | $351.9m | $292.5m | $38.5m | -$635k | $1.0m | n/a | n/a | 13.8% |
| 2020 | Mar 25, 2021 | $235.1m | $190.8m | $17.8m | -$69k | $3.4m | n/a | n/a | 10.3% |
| 2019 | Mar 25, 2020 | $126.7m | $101.4m | $7.2m | -$205k | $5.8m | n/a | n/a | 13.5% |
| 2018 | Mar 27, 2019 | $100.4m | $62.4m | $5.3m | -$330k | $7.1m | n/a | n/a | 13.2% |
| 2017 | Mar 28, 2018 | $95.9m | $65.3m | $2.5m | -$250k | n/a | n/a | n/a | 6.3% |
| 2016 | Mar 20, 2017 | $119.7m | $86.0m | $3.1m | -$252k | n/a | n/a | n/a | 4.8% |
| 2015 | Mar 25, 2016 | $127.5m | $97.6m | $3.0m | -$138k | n/a | n/a | n/a | 4.1% |
| 2014 | Apr 2, 2015 | $124.5m | $91.6m | $3.0m | $83k | n/a | n/a | n/a | 4.6% |
| 2013 | Mar 31, 2014 | $128.8m | $98.7m | -$216k | $4k | n/a | n/a | n/a | 4.7% |
| 2012 | Apr 4, 2013 | $143.7m | $101.6m | $6.9m | $226k | n/a | n/a | n/a | 6.5% |
| 2011 | Mar 30, 2012 | $154.5m | $107.9m | $6.8m | -$938k | $100k | $100k | 0.0% | 9.9% |
ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology
What this page cannot tell you
- A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
- A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
- AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
- Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.
Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.