FinObservatory

SEC filings / CIK 1367859

CITIZENS COMMUNITY BANCORP INC.

Savings institution, federally chartered, WI. 15 10-K filer-years in this dataset, the most recent for FY2025, filed Mar 5, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.

This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.

Held-to-maturity gap against reported equity

The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.

-13-10-8-5-30n/an/an/an/an/an/an/an/an/an/an/an/an/aFY2024: HTM fair value less carrying amount, -11.1% of reported stockholders’ equityFY2025 (partial): HTM fair value less carrying amount, -8.6% of reported stockholders’ equity111213141516171819202122232425Fiscal year of the 10-K% of reported stockholders’ equity

The gap is computable for 2 of this company’s 15 filings.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology

Filing history, as filed

FYFiledAssetsDepositsEquityAOCIHTM carryingHTM fair valueGap, % of equityCustom facts
2025pMar 5, 2026$1.78bn$1.52bn$187.9m-$12.5m$80.2m$64.1m-8.6%13.2%
2024Mar 13, 2025$1.75bn$1.49bn$179.1m-$16.4m$85.5m$65.6m-11.1%15.3%
2023Mar 5, 2024$1.85bn$1.52bn$173.3m-$17.3m$91.2mn/an/a14.4%
2022Mar 7, 2023$1.82bn$1.42bn$167.1m-$17.7m$96.4mn/an/a13.5%
2021Mar 2, 2022$1.74bn$1.39bn$170.9m$161k$71.1mn/an/a12.2%
2020Mar 8, 2021$1.65bn$1.30bn$160.6m$1.5m$43.6mn/an/a10.0%
2019Mar 10, 2020$1.53bn$1.20bn$150.6m-$471k$2.9mn/an/a8.1%
2018Dec 10, 2018$975.4m$746.5m$135.8m-$2.7m$4.6mn/an/a6.5%
2017Dec 13, 2017$940.7m$742.5m$73.5m-$267k$5.5mn/an/a4.7%
2016Dec 29, 2016$695.9m$557.7m$64.5m$614k$6.7mn/an/a4.9%
2015Dec 7, 2015$580.1m$456.3m$60.5m-$214k$8.0mn/an/a5.6%
2014Dec 8, 2014$569.8m$449.8m$57.3m-$842kn/an/an/a6.5%
2013Dec 9, 2013$554.5m$447.4m$54.2m-$2.3mn/an/an/a5.9%
2012Dec 10, 2012$530.2m$422.1m$55.1m-$352kn/an/an/a7.1%
2011Dec 21, 2011$536.6m$449.0m$52.9m-$2.3mn/an/an/a0.8%

ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology

What this page cannot tell you

  • A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
  • A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
  • AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
  • Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.

Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.