SEC filings / CIK 1541119
SOUND FINANCIAL BANCORP, INC.
Savings institution, federally chartered, WA. 14 10-K filer-years in this dataset, the most recent for FY2025, filed Mar 18, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.
This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.
Held-to-maturity gap against reported equity
The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.
The gap is computable for 4 of this company’s 14 filings.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology
Filing history, as filed
| FY | Filed | Assets | Deposits | Equity | AOCI | HTM carrying | HTM fair value | Gap, % of equity | Custom facts |
|---|---|---|---|---|---|---|---|---|---|
| 2025p | Mar 18, 2026 | $1.09bn | $948.9m | $109.4m | -$846k | $1.9m | $1.6m | -0.3% | 6.2% |
| 2024 | Mar 18, 2025 | $993.6m | $837.8m | $103.7m | -$1.0m | $2.1m | $1.7m | -0.4% | 5.4% |
| 2023 | Mar 22, 2024 | $995.2m | $826.5m | $100.7m | -$988k | $2.2m | $1.8m | -0.4% | 5.5% |
| 2022 | Mar 14, 2023 | $976.4m | $808.8m | $97.7m | -$1.1m | $2.2m | $1.8m | -0.4% | 4.0% |
| 2021 | Mar 15, 2022 | $919.7m | $798.3m | $93.4m | $139k | n/a | n/a | n/a | 5.7% |
| 2020 | Mar 30, 2021 | $861.4m | $748.0m | $85.5m | $240k | n/a | n/a | n/a | 6.5% |
| 2019 | Mar 12, 2020 | $719.9m | $616.7m | $77.7m | $175k | n/a | n/a | n/a | 3.4% |
| 2018 | Mar 14, 2019 | $716.7m | $553.6m | $71.6m | $114k | n/a | n/a | n/a | 2.6% |
| 2017 | Mar 27, 2018 | $645.2m | $514.4m | $65.2m | $109k | n/a | n/a | n/a | 2.6% |
| 2016 | Mar 27, 2017 | $588.4m | $467.7m | $60.3m | $81k | n/a | n/a | n/a | 3.4% |
| 2015 | Mar 30, 2016 | $540.8m | $440.0m | $54.5m | $164k | n/a | n/a | n/a | 3.2% |
| 2014 | Mar 31, 2015 | $495.2m | $407.8m | $50.6m | $183k | n/a | n/a | n/a | 3.2% |
| 2013 | Mar 31, 2014 | $442.6m | $348.3m | $46.5m | -$269k | n/a | n/a | n/a | 5.0% |
| 2012 | Apr 1, 2013 | $381.0m | $312.1m | $43.5m | -$496k | n/a | n/a | n/a | 4.5% |
ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology
What this page cannot tell you
- A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
- A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
- AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
- Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.
Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.