SEC filings / CIK 39311
INDEPENDENT BANK CORP /MI/
State commercial banks, MI. 15 10-K filer-years in this dataset, the most recent for FY2025, filed Mar 6, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.
This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.
Held-to-maturity gap against reported equity
The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.
The gap is computable for 4 of this company’s 15 filings.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology
Filing history, as filed
| FY | Filed | Assets | Deposits | Equity | AOCI | HTM carrying | HTM fair value | Gap, % of equity | Custom facts |
|---|---|---|---|---|---|---|---|---|---|
| 2025p | Mar 6, 2026 | $5.51bn | $4.76bn | $503.0m | -$57.7m | $309.5m | $282.8m | -5.3% | 5.5% |
| 2024 | Mar 7, 2025 | $5.34bn | $4.65bn | $454.7m | -$69.9m | $339.4m | $301.9m | -8.3% | 7.8% |
| 2023 | Mar 8, 2024 | $5.26bn | $4.62bn | $404.4m | -$72.1m | $354.0m | $318.6m | -8.7% | 9.1% |
| 2022 | Mar 3, 2023 | $5.00bn | $4.38bn | $347.6m | -$92.8m | $374.8m | $335.4m | -11.3% | 10.9% |
| 2021 | Mar 4, 2022 | $4.70bn | $4.12bn | $398.5m | $501k | n/a | n/a | n/a | 11.2% |
| 2020 | Mar 5, 2021 | $4.20bn | $3.64bn | $389.5m | $10.0m | n/a | n/a | n/a | 11.6% |
| 2019 | Mar 6, 2020 | $3.56bn | $3.04bn | $350.2m | -$3.8m | n/a | n/a | n/a | 11.8% |
| 2018 | Mar 7, 2019 | $3.35bn | $2.91bn | $339.0m | -$10.1m | n/a | n/a | n/a | 14.7% |
| 2017 | Mar 7, 2018 | $2.79bn | $2.40bn | $264.9m | -$6.0m | n/a | n/a | n/a | 16.7% |
| 2016 | Mar 7, 2017 | $2.55bn | $2.23bn | $249.0m | -$9.1m | n/a | n/a | n/a | 22.1% |
| 2015 | Mar 7, 2016 | $2.41bn | $2.09bn | $251.1m | -$6.0m | n/a | n/a | n/a | 20.8% |
| 2014 | Mar 6, 2015 | $2.25bn | $1.92bn | $250.4m | -$5.6m | n/a | n/a | n/a | 22.2% |
| 2013 | Mar 7, 2014 | $2.21bn | $1.88bn | $231.6m | -$9.2m | n/a | n/a | n/a | 25.8% |
| 2012 | Mar 13, 2013 | $2.02bn | $1.78bn | $135.0m | -$8.1m | n/a | n/a | n/a | 26.1% |
| 2011 | Mar 13, 2012 | $2.31bn | $2.09bn | $102.6m | -$11.9m | n/a | n/a | n/a | 21.9% |
ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology
What this page cannot tell you
- A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
- A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
- AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
- Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.
Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.