FinObservatory

SEC filings / CIK 717538

ARROW FINANCIAL CORP

National commercial banks, NY. 15 10-K filer-years in this dataset, the most recent for FY2025, filed Mar 6, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.

This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.

Held-to-maturity gap against reported equity

The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.

-100-80-60-40-20020FY2011: HTM fair value less carrying amount, -90.5% of reported stockholders’ equityFY2012: HTM fair value less carrying amount, +4.8% of reported stockholders’ equityFY2013: HTM fair value less carrying amount, +1.6% of reported stockholders’ equityFY2014: HTM fair value less carrying amount, +3.3% of reported stockholders’ equityFY2015: HTM fair value less carrying amount, +2.5% of reported stockholders’ equityFY2016: HTM fair value less carrying amount, -0.7% of reported stockholders’ equityFY2017: HTM fair value less carrying amount, -0.0% of reported stockholders’ equityFY2018: HTM fair value less carrying amount, -1.2% of reported stockholders’ equityn/aFY2020: HTM fair value less carrying amount, +2.4% of reported stockholders’ equityFY2021: HTM fair value less carrying amount, +1.3% of reported stockholders’ equityFY2022: HTM fair value less carrying amount, -1.1% of reported stockholders’ equityFY2023: HTM fair value less carrying amount, -0.7% of reported stockholders’ equityFY2024: HTM fair value less carrying amount, -0.4% of reported stockholders’ equityFY2025 (partial): HTM fair value less carrying amount, -0.1% of reported stockholders’ equity111213141516171819202122232425Fiscal year of the 10-K% of reported stockholders’ equity

The gap is computable for 14 of this company’s 15 filings.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology

Filing history, as filed

FYFiledAssetsDepositsEquityAOCIHTM carryingHTM fair valueGap, % of equityCustom facts
2025pMar 6, 2026$4.45bn$3.94bn$431.9m-$4.0m$67.0m$66.6m-0.1%7.9%
2024Mar 14, 2025$4.31bn$3.83bn$400.9m-$18.5m$98.3m$96.6m-0.4%7.5%
2023Mar 11, 2024$4.17bn$3.69bn$379.8m-$33.4m$131.4m$128.8m-0.7%7.2%
2022Jul 18, 2023$3.97bn$3.50bn$353.5m-$49.7m$175.4m$171.6m-1.1%7.4%
2021Mar 11, 2022$4.03bn$3.55bn$371.2m$347k$196.6m$201.3m+1.3%6.6%
2020Mar 10, 2021$3.69bn$3.23bn$334.4m-$816k$218.4m$226.6m+2.4%3.9%
2019Feb 28, 2020$3.18bn$2.62bn$301.7m-$6.4m$245.1mn/an/a2.7%
2018Mar 8, 2019$2.99bn$2.35bn$269.6m-$13.8m$283.5m$280.3m-1.2%1.5%
2017Mar 12, 2018$2.76bn$2.25bn$249.6m-$8.5m$335.9m$335.9m-0.0%1.5%
2016Mar 14, 2017$2.61bn$2.12bn$232.9m-$6.8m$345.4m$343.8m-0.7%0.5%
2015Mar 10, 2016$2.45bn$2.03bn$214.0m-$8.0m$320.6m$325.9m+2.5%1.2%
2014Mar 13, 2015$2.22bn$1.90bn$200.9m-$7.2m$302.0m$308.6m+3.3%1.3%
2013Mar 17, 2014$2.16bn$1.84bn$192.2m-$4.4m$299.3m$302.3m+1.6%2.0%
2012Mar 15, 2013$2.02bn$1.73bn$175.8m-$8.5m$239.8m$248.3m+4.8%3.4%
2011Mar 14, 2012$1.96bn$1.64bn$166.4m-$6.7m$150.7m$159k-90.5%2.8%

ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology

What this page cannot tell you

  • A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
  • A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
  • AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
  • Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.

Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.