SEC filings / CIK 803164
CHOICEONE FINANCIAL SERVICES INC
State commercial banks, MI. 14 10-K filer-years in this dataset, the most recent for FY2025, filed Mar 13, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.
This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.
Filing history, as filed
| FY | Filed | Assets | Deposits | Equity | AOCI | HTM carrying | HTM fair value | Gap, % of equity | Custom facts |
|---|---|---|---|---|---|---|---|---|---|
| 2025p | Mar 13, 2026 | $4.41bn | $3.60bn | $465.4m | -$35.7m | $385.2m | n/a | n/a | 16.2% |
| 2024 | Mar 11, 2025 | $2.72bn | $2.21bn | $260.4m | -$37.8m | $394.5m | n/a | n/a | 12.0% |
| 2023 | Mar 13, 2024 | $2.58bn | $2.12bn | $195.6m | -$51.6m | $408.0m | n/a | n/a | 12.1% |
| 2022 | Mar 23, 2023 | $2.39bn | $2.12bn | $168.9m | -$71.8m | $425.9m | n/a | n/a | 10.6% |
| 2021 | Mar 18, 2022 | $2.37bn | $2.05bn | $221.7m | -$2.6m | n/a | n/a | n/a | 7.8% |
| 2019 | Mar 16, 2020 | $1.39bn | $1.15bn | $192.1m | $1.5m | n/a | n/a | n/a | 5.3% |
| 2018 | Mar 18, 2019 | $670.5m | $577.0m | $80.5m | -$732k | n/a | n/a | n/a | 3.3% |
| 2017 | Mar 29, 2018 | $646.5m | $539.9m | $76.5m | $237k | n/a | n/a | n/a | 2.9% |
| 2016 | Mar 27, 2017 | $607.4m | $512.4m | $71.7m | -$598k | n/a | n/a | n/a | 2.4% |
| 2015 | Mar 28, 2016 | $567.7m | $474.7m | $69.8m | $1.2m | n/a | n/a | n/a | 3.6% |
| 2014 | Mar 13, 2015 | $549.6m | $434.8m | $66.2m | $1.1m | n/a | n/a | n/a | 3.1% |
| 2013 | Mar 31, 2014 | $514.6m | $418.1m | $61.6m | $148k | n/a | n/a | n/a | 3.2% |
| 2012 | Mar 29, 2013 | $508.9m | $424.2m | $60.5m | $2.4m | n/a | n/a | n/a | 3.2% |
| 2011 | Mar 28, 2012 | $495.9m | $403.4m | $57.9m | $2.4m | n/a | n/a | n/a | 4.5% |
ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology
What this page cannot tell you
- A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
- A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
- AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
- Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.
Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.