SEC filings / CIK 824410
SANDY SPRING BANCORP INC
National commercial banks, MD. 14 10-K filer-years in this dataset, the most recent for FY2024, filed Feb 20, 2025. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.
This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.
Held-to-maturity gap against reported equity
The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.
The gap is computable for 8 of this company’s 14 filings.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology
Filing history, as filed
| FY | Filed | Assets | Deposits | Equity | AOCI | HTM carrying | HTM fair value | Gap, % of equity | Custom facts |
|---|---|---|---|---|---|---|---|---|---|
| 2024 | Feb 20, 2025 | $14.13bn | $11.75bn | $1.56bn | -$92.6m | $215.7m | $177.9m | -2.4% | 5.1% |
| 2023 | Feb 20, 2024 | $14.03bn | $11.00bn | $1.59bn | -$97.3m | $236.2m | $200.4m | -2.3% | 4.8% |
| 2022 | Feb 21, 2023 | $13.83bn | $10.95bn | $1.48bn | -$132.0m | $259.5m | $220.1m | -2.7% | 4.2% |
| 2021 | Feb 18, 2022 | $12.59bn | $10.62bn | $1.52bn | -$8.5m | n/a | n/a | n/a | 1.8% |
| 2020 | Feb 19, 2021 | $12.80bn | $10.03bn | $1.47bn | $18.7m | n/a | n/a | n/a | 2.4% |
| 2019 | Feb 21, 2020 | $8.63bn | $6.44bn | $1.13bn | -$4.3m | n/a | n/a | n/a | 2.4% |
| 2018 | Feb 22, 2019 | $8.24bn | $5.91bn | $1.07bn | -$15.8m | n/a | n/a | n/a | 3.0% |
| 2017 | Feb 23, 2018 | $5.45bn | $3.96bn | $563.8m | -$6.9m | n/a | n/a | n/a | 3.7% |
| 2016 | Mar 3, 2017 | $5.09bn | $3.58bn | $533.6m | -$6.6m | $0 | n/a | n/a | 4.4% |
| 2015 | Mar 4, 2016 | $4.66bn | $3.26bn | $524.4m | -$1.3m | $208.3m | $211.7m | +0.7% | 4.2% |
| 2014 | Mar 6, 2015 | $4.40bn | $3.07bn | $521.8m | -$823k | $220.0m | $222.3m | +0.4% | 3.6% |
| 2013 | Mar 14, 2014 | $4.11bn | $2.88bn | $499.4m | -$3.0m | $224.6m | $216.0m | -1.7% | 6.1% |
| 2012 | Mar 18, 2013 | $3.96bn | $2.91bn | $483.5m | $11.3m | $215.8m | $222.0m | +1.3% | 7.0% |
| 2011 | Mar 15, 2012 | $3.71bn | $2.66bn | $446.1m | $13.2m | $178.5m | $184.2m | +1.3% | 7.1% |
ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology
What this page cannot tell you
- A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
- A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
- AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
- Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.
Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.