FinObservatory

SEC filings / CIK 842518

EVANS BANCORP INC

National commercial banks, NY. 14 10-K filer-years in this dataset, the most recent for FY2024, filed Mar 6, 2025. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.

This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.

Held-to-maturity gap against reported equity

The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.

-0-000FY2011: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2012: HTM fair value less carrying amount, -0.0% of reported stockholders’ equityFY2013: HTM fair value less carrying amount, -0.1% of reported stockholders’ equityFY2014: HTM fair value less carrying amount, -0.0% of reported stockholders’ equityFY2015: HTM fair value less carrying amount, -0.0% of reported stockholders’ equityFY2016: HTM fair value less carrying amount, -0.0% of reported stockholders’ equityFY2017: HTM fair value less carrying amount, -0.1% of reported stockholders’ equityFY2018: HTM fair value less carrying amount, -0.0% of reported stockholders’ equityFY2019: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2020: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2021: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2022: HTM fair value less carrying amount, -0.1% of reported stockholders’ equityFY2023: HTM fair value less carrying amount, -0.0% of reported stockholders’ equityFY2024: HTM fair value less carrying amount, -0.1% of reported stockholders’ equity1112131415161718192021222324Fiscal year of the 10-K% of reported stockholders’ equity

The gap is computable for 14 of this company’s 14 filings.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology

Filing history, as filed

FYFiledAssetsDepositsEquityAOCIHTM carryingHTM fair valueGap, % of equityCustom facts
2024Mar 6, 2025$2.19bn$1.87bn$183.1m-$43.9m$4.3m$4.2m-0.1%5.4%
2023Mar 4, 2024$2.11bn$1.72bn$178.2m-$42.3m$2.1m$2.0m-0.0%4.6%
2022Mar 3, 2023$2.18bn$1.77bn$154.0m-$49.3m$6.9m$6.8m-0.1%6.9%
2021Mar 9, 2022$2.21bn$1.94bn$183.9m-$5.7m$3.2m$3.2m+0.0%8.7%
2020Mar 19, 2021$2.04bn$1.77bn$168.9m-$719k$4.2m$4.3m+0.0%8.8%
2019Mar 12, 2020$1.46bn$1.27bn$148.5m-$2.6m$2.4m$2.4m+0.0%7.9%
2018Feb 28, 2019$1.39bn$1.22bn$131.6m-$5.4m$1.7m$1.7m-0.0%8.4%
2017Mar 1, 2018$1.30bn$1.05bn$118.3m-$3.4m$5.3m$5.3m-0.1%5.6%
2016Mar 7, 2017$1.10bn$940.0m$96.7m-$2.4m$2.0m$2.0m-0.0%5.6%
2015Mar 3, 2016$939.1m$803.0m$91.3m-$1.8m$1.6m$1.6m-0.0%4.5%
2014Mar 9, 2015$846.8m$707.6m$85.8m-$1.5m$1.6m$1.6m-0.0%4.7%
2013Mar 3, 2014$833.5m$706.6m$80.7m-$1.3m$2.4m$2.3m-0.1%2.5%
2012Mar 4, 2013$809.7m$679.0m$74.8m$101k$3.7m$3.7m-0.0%1.5%
2011Mar 6, 2012$740.9m$616.2m$69.0m$346k$3.8m$3.8m+0.0%4.0%

ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology

What this page cannot tell you

  • A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
  • A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
  • AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
  • Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.

Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.