SEC filings / CIK 907471
PATHWARD FINANCIAL, INC.
National commercial banks, SD. 15 10-K filer-years in this dataset, the most recent for FY2025, filed Nov 25, 2025. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.
This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.
Held-to-maturity gap against reported equity
The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.
The gap is computable for 5 of this company’s 15 filings.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology
Filing history, as filed
| FY | Filed | Assets | Deposits | Equity | AOCI | HTM carrying | HTM fair value | Gap, % of equity | Custom facts |
|---|---|---|---|---|---|---|---|---|---|
| 2025p | Nov 25, 2025 | $7.17bn | $5.89bn | $858.0m | -$145.5m | $29.3m | $25.7m | -0.4% | 11.4% |
| 2024 | Nov 26, 2024 | $7.55bn | $5.88bn | $839.9m | -$153.4m | $33.1m | $30.2m | -0.3% | 10.4% |
| 2023 | Nov 21, 2023 | $7.54bn | $6.59bn | $651.6m | -$255.4m | $36.6m | $31.4m | -0.8% | 11.4% |
| 2022 | Nov 22, 2022 | $6.75bn | $5.87bn | $645.2m | -$213.1m | $41.7m | $38.2m | -0.5% | 11.6% |
| 2021 | Nov 23, 2021 | $6.69bn | $5.51bn | $870.7m | $7.6m | $52.9m | $56.4m | +0.4% | 12.0% |
| 2020 | Nov 30, 2020 | $6.09bn | $4.98bn | $843.7m | $17.5m | $87.2m | n/a | n/a | 11.8% |
| 2019 | Nov 26, 2019 | $6.18bn | $4.34bn | $839.9m | $6.3m | $127.6m | n/a | n/a | 9.1% |
| 2018 | Nov 29, 2018 | $5.84bn | $4.43bn | $744.2m | -$33.1m | $164.3m | n/a | n/a | 7.8% |
| 2017 | Nov 29, 2017 | $5.23bn | $3.22bn | $434.5m | $9.2m | $449.8m | n/a | n/a | 8.3% |
| 2016 | Dec 14, 2016 | $4.01bn | $2.43bn | $335.0m | $22.9m | $486.1m | n/a | n/a | 5.1% |
| 2015 | Dec 14, 2015 | $2.53bn | $1.66bn | $271.3m | $2.5m | $279.2m | n/a | n/a | 4.5% |
| 2014 | Dec 12, 2014 | $2.05bn | $1.37bn | $174.8m | -$3.4m | $212.9m | n/a | n/a | 4.0% |
| 2013 | Dec 16, 2013 | $1.69bn | $1.32bn | $143.0m | -$20.3m | $211.1m | n/a | n/a | 3.4% |
| 2012 | Dec 21, 2012 | $1.65bn | $1.38bn | $145.9m | $8.5m | n/a | n/a | n/a | 2.6% |
| 2011 | Dec 20, 2011 | $1.28bn | $1.14bn | $80.6m | $6.3m | n/a | n/a | n/a | 3.8% |
ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.
Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology
What this page cannot tell you
- A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
- A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
- AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
- Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.
Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.