FinObservatory

SEC filings / CIK 910073

FLAGSTAR BANK, NATIONAL ASSOCIATION

Savings institutions, state chartered, NY. 16 10-K filer-years in this dataset, the most recent for FY2025, filed Feb 27, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.

This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.

Held-to-maturity gap against reported equity

The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.

-4-2024n/aFY2010: HTM fair value less carrying amount, +0.4% of reported stockholders’ equityFY2011: HTM fair value less carrying amount, +2.7% of reported stockholders’ equityFY2012: HTM fair value less carrying amount, +3.9% of reported stockholders’ equityFY2013: HTM fair value less carrying amount, -3.9% of reported stockholders’ equityFY2014: HTM fair value less carrying amount, +2.8% of reported stockholders’ equityFY2015: HTM fair value less carrying amount, +2.3% of reported stockholders’ equityFY2016: HTM fair value less carrying amount, +1.7% of reported stockholders’ equityn/an/an/an/an/an/an/an/a09101112131415161718192021222425Fiscal year of the 10-K% of reported stockholders’ equity

The gap is computable for 7 of this company’s 16 filings.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology

Filing history, as filed

FYFiledAssetsDepositsEquityAOCIHTM carryingHTM fair valueGap, % of equityCustom facts
2025pFeb 27, 2026$87.51bn$66.00bn$8.14bn-$489.0mn/an/an/a10.8%
2024Mar 4, 2025$100.16bn$75.87bn$8.17bn-$640.0mn/an/an/a13.5%
2022Mar 1, 2023$90.14bn$58.72bn$8.82bn-$620.0mn/an/an/a10.8%
2021Feb 25, 2022$59.53bn$35.06bn$7.04bn-$85.0mn/an/an/a8.6%
2020Feb 26, 2021$56.31bn$32.44bn$6.84bn-$25.5mn/an/an/a8.4%
2019Feb 28, 2020$53.64bn$31.66bn$6.71bn-$32.8mn/an/an/a9.9%
2018Mar 1, 2019$51.90bn$30.76bn$6.66bn-$87.7mn/an/an/a7.6%
2017Mar 2, 2018$49.12bn$29.10bn$6.80bn-$15.2mn/an/an/a7.3%
2016Mar 1, 2017$48.93bn$28.89bn$6.12bn-$56.7m$3.71bn$3.81bn+1.7%7.0%
2015Feb 29, 2016$50.32bn$28.43bn$5.93bn-$57.0m$5.97bn$6.11bn+2.3%6.3%
2014Mar 2, 2015$48.56bn$28.33bn$5.78bn-$55.7m$6.92bn$7.09bn+2.8%5.9%
2013Feb 28, 2014$46.69bn$25.66bn$5.74bn-$36.5m$7.67bn$7.45bn-3.9%4.8%
2012Mar 1, 2013$44.15bn$24.88bn$5.66bn-$61.7m$4.48bn$4.71bn+3.9%5.5%
2011Feb 29, 2012$42.02bn$22.27bn$5.57bn-$71.9m$3.82bn$3.97bn+2.7%11.6%
2010Mar 1, 2011$41.19bn$21.81bn$5.53bn-$45.7m$4.14bn$4.16bn+0.4%15.0%
2009Mar 1, 2010$42.15bn$22.32bn$5.37bn-$49.9m$4.22bnn/an/a15.0%

ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology

What this page cannot tell you

  • A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
  • A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
  • AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
  • Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.

Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.