FinObservatory

SEC filings / CIK 920427

UNITY BANCORP INC /NJ/

State commercial banks, NJ. 14 10-K filer-years in this dataset, the most recent for FY2025, filed Mar 4, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.

This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.

Held-to-maturity gap against reported equity

The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.

-2-1012FY2011: HTM fair value less carrying amount, +1.5% of reported stockholders’ equityFY2012: HTM fair value less carrying amount, +1.6% of reported stockholders’ equityFY2013: HTM fair value less carrying amount, -1.5% of reported stockholders’ equityFY2014: HTM fair value less carrying amount, +0.4% of reported stockholders’ equityFY2015: HTM fair value less carrying amount, +0.2% of reported stockholders’ equityFY2016: HTM fair value less carrying amount, -0.0% of reported stockholders’ equityFY2018: HTM fair value less carrying amount, -0.1% of reported stockholders’ equityFY2019: HTM fair value less carrying amount, 0.0% of reported stockholders’ equityn/aFY2021: HTM fair value less carrying amount, -0.0% of reported stockholders’ equityn/an/an/an/a1112131415161819202122232425Fiscal year of the 10-K% of reported stockholders’ equity

The gap is computable for 9 of this company’s 14 filings.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology

Filing history, as filed

FYFiledAssetsDepositsEquityAOCIHTM carryingHTM fair valueGap, % of equityCustom facts
2025pMar 4, 2026$2.97bn$2.32bn$345.6m-$1.1m$36.6mn/an/a9.5%
2024Mar 7, 2025$2.65bn$2.10bn$295.6m-$2.1m$41.3mn/an/a10.9%
2023Mar 7, 2024$2.58bn$1.92bn$261.4m-$2.7m$36.1mn/an/a10.9%
2022Mar 10, 2023$2.44bn$1.79bn$239.2m-$3.3m$35.8mn/an/a11.4%
2021Mar 11, 2022$2.03bn$1.76bn$205.7m$322k$14.3m$14.2m-0.0%11.8%
2020Mar 25, 2021$1.96bn$1.56bn$173.9m-$1.2mn/an/an/a11.9%
2019Mar 4, 2020$1.72bn$1.25bn$160.7m$154k$0$00.0%12.7%
2018Mar 5, 2019$1.58bn$1.21bn$138.5m-$157k$14.9m$14.8m-0.1%12.1%
2016Mar 3, 2017$1.19bn$945.7m$106.3m$160k$21.0m$21.0m-0.0%12.9%
2015Mar 4, 2016$1.08bn$894.5m$78.5m-$467k$18.5m$18.6m+0.2%12.5%
2014Mar 16, 2015$1.01bn$794.3m$70.1m$143k$20.0m$20.3m+0.4%10.8%
2013Mar 6, 2014$921.1m$738.7m$57.2m-$476k$26.4m$25.5m-1.5%10.3%
2012Mar 21, 2013$819.7m$648.8m$77.5m$1.3m$21.5m$22.7m+1.6%14.6%
2011Mar 15, 2012$810.8m$644.0m$73.6m$1.1m$18.8m$19.9m+1.5%14.3%

ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology

What this page cannot tell you

  • A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
  • A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
  • AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
  • Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.

Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.