US mortgage lending / MP
Northern Mariana Islands
In 2021, lenders originated 0 mortgages in Northern Mariana Islands. The denial rate was 100.0%, against 24.3% nationally.
Origination volume, 2020–2021
Total dollars of mortgages originated in Northern Mariana Islands each year.
Source: HMDA public LAR (CFPB/FFIEC), 2020-2021 Sum of loan amounts on originated loans (action taken = 1). Legacy-era amounts converted from thousands of dollars. Methodology
Applications and originations
Applications (action codes 1-5) and the subset that closed as originated loans.
Source: HMDA public LAR (CFPB/FFIEC), 2020-2021 Counts of loan-level records; the applications series excludes purchased loans and preapproval requests. Methodology
Denial rate, vs the national rate
Denials as a share of applications that reached a credit decision, in Northern Mariana Islands and nationally. In 2021: 100.0% vs 24.3% national.
Source: HMDA public LAR (CFPB/FFIEC), 2020-2021 Denial rate = denials / (originations + denials + approved-not-accepted), identical definition in both schema eras. Methodology
Purchase vs refinance originations
Originated loans in Northern Mariana Islands split by stated purpose. In 2021: 0 purchase loans, 0 refinances.
Source: HMDA public LAR (CFPB/FFIEC), 2020-2021 Loan-purpose codes: purchase = 1 (both eras); refinance = 3 (2007-2017) and 31/32 (2018+); improvement = 2; other-purpose codes exist only from 2018. Methodology
Back to the national picture or read the methodology: the public-LAR privacy modifications, the two schema eras, and the exact code mappings.