County banking markets / IL / 17029
ColesIllinois
FIPS 17029. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 102 counties in Illinois’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (988) and highly concentrated on deposits (3,836).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
24 branch offices and 12 institutions in 1994; 18 and 12 in 2025. Deposits booked in the county went from $627.4M to $2.02B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | First Mid Bank & Trust, National Association cert 3705 | $1.22B | 60.24% | 3 | 16.67% |
| 2 | Washington Savings Bank cert 29227 | $180.2M | 8.92% | 2 | 11.11% |
| 3 | First Neighbor Bank, National Association cert 3747 | $121.6M | 6.02% | 2 | 11.11% |
| 4 | Prairie State Bank and Trust cert 27362 | $112.4M | 5.57% | 2 | 11.11% |
| 5 | U.S. Bank National Association cert 6548 | $92.3M | 4.57% | 2 | 11.11% |
| 6 | Peoples Bank & Trust cert 17320 | $69.0M | 3.42% | 1 | 5.56% |
| 7 | First Federal Savings and Loan Association of Central Illinois, S.B. cert 29645 | $68.3M | 3.38% | 1 | 5.56% |
| 8 | First Financial Bank, National Association cert 4382 | $57.6M | 2.85% | 1 | 5.56% |
| 9 | Casey State Bank cert 3614 | $42.8M | 2.12% | 1 | 5.56% |
| 10 | First Farmers Bank & Trust Co. cert 12839 | $31.8M | 1.58% | 1 | 5.56% |
| 11 | Prospect Bank cert 3722 | $25.4M | 1.26% | 1 | 5.56% |
| 12 | Woodforest National Bank cert 23220 | $1.5M | 0.08% | 1 | 5.56% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Illinois, or read the methodology for the two HHI constructions and what they cannot tell you.