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FinObservatory

County banking markets / IL / 17179

TazewellIllinois

FIPS 17179. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 19942025. One of 102 counties in Illinois’s 2025 survey.

39
Branch offices
June 30, 2025
17
Institutions
20 in 1994
1,124
Branch-count HHI
unconcentrated (2010 HMG)
4,420
Deposit HHI
see the caveat below
Read the deposit HHI here with care. Morton Community Bank books 65.3% of this county’s SOD deposits from 10 of 39 branch offices (25.6% of them). The Fed calls this pattern central booking. The deposit HHI here reads 4,420, the branch-count HHI 1,124. These pages lead with the branch measure, which central booking cannot move.

Concentration, 19942025

Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (1,124) and highly concentrated on deposits (4,420).

Branch-count HHIDeposit HHI
02,0004,0006,0001,800 (Fed screen)19942000201020202025

Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology

Branches and institutions

42 branch offices and 20 institutions in 1994; 39 and 17 in 2025. Deposits booked in the county went from $1.22B to $3.69B, nominal.

Branch officesInstitutions
020406019942000201020202025

Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology

Who holds the deposits, 2025

Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.

#InstitutionDepositsDeposit shareBranchesBranch share
1Morton Community Bank cert 18429$2.41B65.31%1025.64%
2Heartland Bank and Trust Company cert 20369$251.7M6.82%512.82%
3PNC Bank, National Association cert 6384$222.3M6.02%37.69%
4Busey Bank cert 16450$219.1M5.94%25.13%
5Bank of Pontiac cert 16982$144.2M3.91%25.13%
6The First National Bank in Tremont cert 3749$112.2M3.04%25.13%
7First Security Bank cert 3698$78.6M2.13%37.69%
8Washington State Bank cert 16667$69.7M1.89%12.56%
9Regions Bank cert 12368$60.9M1.65%12.56%
10Community Partners Savings Bank cert 30819$35.5M0.96%25.13%
11Ipava State Bank cert 10473$27.1M0.73%12.56%
12Midwest Bank cert 3711$16.7M0.45%12.56%
13Better Banks cert 1808$14.4M0.39%12.56%
14Goodfield State Bank cert 11699$9.3M0.25%12.56%
15The Atlanta National Bank cert 3601$7.8M0.21%12.56%
16The Havana National Bank cert 3677$6.6M0.18%12.56%
17Woodforest National Bank cert 23220$4.2M0.12%25.13%

Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology

Back to county banking markets, up to Illinois, or read the methodology for the two HHI constructions and what they cannot tell you.