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FinObservatory

County banking markets / WI / 55025

DaneWisconsin

FIPS 55025. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 19942025. One of 72 counties in Wisconsin’s 2025 survey.

129
Branch offices
June 30, 2025
33
Institutions
36 in 1994
664
Branch-count HHI
unconcentrated (2010 HMG)
704
Deposit HHI
see the caveat below

Concentration, 19942025

Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (664) and unconcentrated on deposits (704).

Branch-count HHIDeposit HHI
01,0002,0003,0001,800 (Fed screen)19942000201020202025

Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology

Branches and institutions

130 branch offices and 36 institutions in 1994; 129 and 33 in 2025. Deposits booked in the county went from $4.48B to $25.52B, nominal.

Branch officesInstitutions
05010015020019942000201020202025

Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology

Who holds the deposits, 2025

Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.

#InstitutionDepositsDeposit shareBranchesBranch share
1BMO Bank National Association cert 16571$3.29B12.90%1410.85%
2First Business Bank cert 15229$2.61B10.24%10.78%
3Associated Bank, National Association cert 5296$2.56B10.03%118.53%
4Lake Ridge Bank cert 15091$2.33B9.15%1612.40%
5U.S. Bank National Association cert 6548$1.98B7.75%96.98%
6John Deere Financial, f.s.b. cert 35237$1.53B5.98%10.78%
7One Community Bank cert 22334$1.40B5.48%86.20%
8JPMorgan Chase Bank, National Association cert 628$1.38B5.41%86.20%
9Old National Bank cert 3832$1.19B4.67%118.53%
10The Park Bank cert 19608$1.19B4.65%107.75%
11Bankers' Bank cert 23537$892.2M3.50%10.78%
12Wells Fargo Bank, National Association cert 3511$650.2M2.55%43.10%
13UMB Bank, National Association cert 8273$645.9M2.53%32.33%
14Bank of Sun Prairie cert 13565$613.0M2.40%53.88%
15Johnson Bank cert 20296$602.0M2.36%32.33%
16DMB Community Bank cert 14769$566.4M2.22%21.55%
17Capitol Bank cert 34074$512.3M2.01%32.33%
18Oak Bank cert 35333$410.3M1.61%10.78%
19Bank of Deerfield cert 2477$202.8M0.79%21.55%
20Town Bank, National Association cert 34717$170.2M0.67%10.78%
21The Greenwood's State Bank cert 11623$116.2M0.46%10.78%
22Starion Bank cert 33758$113.0M0.44%32.33%
23The Peoples Community Bank cert 15046$99.3M0.39%10.78%
24Farmers Savings Bank cert 13025$74.0M0.29%10.78%
25Farmers & Merchants State Bank cert 13242$72.6M0.28%10.78%
26Mound City Bank cert 9037$58.8M0.23%10.78%
27The Bank of New Glarus cert 10378$55.0M0.22%10.78%
28Bank First, N.A. cert 5304$49.0M0.19%10.78%
29Badger Bank cert 2469$48.3M0.19%10.78%
30IncredibleBank cert 19772$42.7M0.17%10.78%
31Fortifi Bank cert 5286$37.9M0.15%10.78%
32Great Midwest Bank, S.S.B. cert 29657$27.0M0.11%10.78%
33Union Federal Savings and Loan Association cert 27767$2.0M0.01%10.78%

Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology

Back to county banking markets, up to Wisconsin, or read the methodology for the two HHI constructions and what they cannot tell you.