County banking markets / DC / 11001
District of ColumbiaDistrict of Columbia
FIPS 11001. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. The only county in District of Columbia’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (851) and moderately concentrated on deposits (1,739).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
246 branch offices and 27 institutions in 1994; 180 and 34 in 2025. Deposits booked in the county went from $11.25B to $64.46B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Bank of America, National Association cert 3510 | $22.37B | 34.69% | 22 | 12.22% |
| 2 | Wells Fargo Bank, National Association cert 3511 | $9.73B | 15.10% | 25 | 13.89% |
| 3 | PNC Bank, National Association cert 6384 | $7.40B | 11.48% | 19 | 10.56% |
| 4 | Citibank, National Association cert 7213 | $5.94B | 9.21% | 15 | 8.33% |
| 5 | Truist Bank cert 9846 | $4.51B | 6.99% | 18 | 10.00% |
| 6 | TD Bank, National Association cert 18409 | $1.77B | 2.74% | 8 | 4.44% |
| 7 | United Bank cert 22858 | $1.73B | 2.69% | 7 | 3.89% |
| 8 | EagleBank cert 34742 | $1.55B | 2.41% | 3 | 1.67% |
| 9 | HSBC Bank USA, National Association cert 57890 | $1.41B | 2.19% | 1 | 0.56% |
| 10 | Amalgamated Bank cert 622 | $1.32B | 2.05% | 1 | 0.56% |
| 11 | Capital One, National Association cert 4297 | $1.20B | 1.87% | 5 | 2.78% |
| 12 | Manufacturers and Traders Trust Company cert 588 | $1.16B | 1.80% | 8 | 4.44% |
| 13 | JPMorgan Chase Bank, National Association cert 628 | $1.11B | 1.72% | 22 | 12.22% |
| 14 | City First Bank, National Association cert 34352 | $615.1M | 0.95% | 1 | 0.56% |
| 15 | The National Capital Bank of Washington cert 2093 | $518.2M | 0.80% | 2 | 1.11% |
| 16 | MainStreet Bank cert 57742 | $403.2M | 0.63% | 1 | 0.56% |
| 17 | Industrial Bank cert 14679 | $364.2M | 0.56% | 4 | 2.22% |
| 18 | Founders Bank cert 59193 | $305.2M | 0.47% | 1 | 0.56% |
| 19 | City National Bank cert 17281 | $231.6M | 0.36% | 1 | 0.56% |
| 20 | Capital Bank, National Association cert 35278 | $225.0M | 0.35% | 1 | 0.56% |
| 21 | Hingham Institution for Savings cert 90211 | $184.8M | 0.29% | 1 | 0.56% |
| 22 | Atlantic Union Bank cert 34589 | $107.7M | 0.17% | 2 | 1.11% |
| 23 | Citizens Bank, National Association cert 57957 | $63.6M | 0.10% | 1 | 0.56% |
| 24 | Peoples Bank cert 6544 | $57.4M | 0.09% | 1 | 0.56% |
| 25 | John Marshall Bank cert 58243 | $49.8M | 0.08% | 1 | 0.56% |
| 26 | The Northern Trust Company cert 913 | $38.5M | 0.06% | 1 | 0.56% |
| 27 | Presidential Bank, FSB cert 32363 | $36.4M | 0.06% | 1 | 0.56% |
| 28 | FVCbank cert 58696 | $25.3M | 0.04% | 1 | 0.56% |
| 29 | First National Bank of Pennsylvania cert 7888 | $18.7M | 0.03% | 1 | 0.56% |
| 30 | Trustar Bank cert 59183 | $15.2M | 0.02% | 1 | 0.56% |
| 31 | BNY Mellon, National Association cert 7946 | $0K | 0.00% | 1 | 0.56% |
| 32 | CIBC National Trust Company cert 91325 | $0K | 0.00% | 1 | 0.56% |
| 33 | Wilmington Trust, National Association cert 34069 | $0K | 0.00% | 1 | 0.56% |
| 34 | The Bank of New York Mellon cert 639 | $0K | 0.00% | 1 | 0.56% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to District of Columbia, or read the methodology for the two HHI constructions and what they cannot tell you.