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FinObservatory

Money market funds

US money market funds, from Form N-MFP

Every US money market fund files a monthly portfolio report on SEC Form N-MFP. This page aggregates those filings into the industry picture: $8.44 trillion in net assets across 293 funds as of June 2026, split by fund category, by what the funds hold, and by how long they lend. Government funds run $6.89T (82% of the complex), prime funds $1.39T, tax-exempt funds $154B. Aggregates only, computed at build and reconciled to the SEC's own Money Market Fund Statistics report.

$8.44T
Total MMF net assets
SEC N-MFP | 293 funds | June 2026
$6.89T
Government funds
SEC N-MFP | 81.7% of assets | 214 funds
$1.39T
Prime funds
SEC N-MFP | 16.5% of assets | 38 funds
$154B
Tax-exempt funds
SEC N-MFP | 1.8% of assets | 41 funds

Data as of June 2026 report month (SEC Form N-MFP data sets)

Categories here, five OFR classes there. This page is the SEC Form N-MFP fund-category view: assets split into government, prime, and tax-exempt, with weighted-average maturity and life the filings report directly. The complementary short-term funding page carries the OFR Short-Term Funding Monitor's five-asset MMF aggregate (which reaches back to 2013 and shows the 2016 money-fund-reform rotation) alongside daily repo volumes. Only industry-level aggregates are published here, never per-fund holdings. See the methodology for the tables, items, and category mapping.

Reproducing the SEC's own report

The SEC's Division of Investment Management publishes Money Market Fund Statistics from the same Form N-MFP filings. Aggregating the raw filings ourselves for May 2026, the latest month the SEC has published, reproduces its net-asset table to the report's printed precision, and its fund counts exactly (290 funds, 32 feeder funds excluded).

May 2026, net assetsComputed hereSEC published
Total net assets$8388.3B$8388.3B
Government$6863.3B$6863.3B
Prime$1372.2B$1372.2B
Tax-exempt$152.8B$152.8B

SEC, Division of Investment Management Analytics Office, Money Market Fund Statistics, period ending May 2026, Table 2.1 (net assets, excluding feeder funds) and Tables 1.1 and 1.2 (fund and feeder counts).

Net assets by fund category, the hiking-cycle surge

Month-end net assets by category, USD trillions, from June 2022 (the first fully reported month in the N-MFP data sets) to June 2026. The money-fund complex grew 67%, from $5.04T to a record $8.44T, as the Fed's 2022-2023 hikes pulled cash into funds paying money-market rates. Government funds dominate throughout, 81% of assets at the start and 82% now; prime funds held a steady 17%, peaking at $1.41T in March 2024. The March 2023 bank stress is visible as a one-month jump into government funds after Silicon Valley Bank failed. The 2016 reform-era rotation out of prime predates this window and shows on /funding.

Government GOVPrime PRIMETax-exempt TAX
Hover for month-end net assets by category, USD trillions

Source: SEC, Form N-MFP Data Sets (DERA) Excludes feeder funds (Form N-MFP Item A.7); net assets are Item A.16. The June 2024 step reflects the N-MFP form revision that changed how Government and Treasury funds are classified. Y axis in USD trillions. Methodology

What money funds hold

Aggregate portfolio value by instrument class, USD trillions. Two holdings dominate: direct Treasury and agency debt ($4.49T in June 2026) and repurchase agreements ($3.07T), together the government-collateral core that government funds are built on. Prime-fund instruments are the smaller lines: commercial paper ($314B) and certificates of deposit and time deposits ($307B). Municipal holdings are the tax-exempt funds' variable-rate demand notes and tender-option bonds. Values are gross portfolio value (Item C.6), slightly above net assets.

Treasury / agency TARepo REPOCommercial paper CPCDs / time deposits CDTDMunicipal MUNIOther and cash OTHER
Hover for portfolio value by instrument class, USD trillions

Source: SEC, Form N-MFP Data Sets (DERA) Portfolio value per holding (Item C.6, excluding sponsor support) summed by investment category (Item C.7), ex-feeder, plus fund cash (Item A.14.a). The five named classes and the Other-and-cash residual sum to total portfolio value. Y axis in USD trillions. Methodology

Category detail and maturity

The June 2026 snapshot by category, with the weighted-average maturity (WAM, Item A.11) and weighted-average life (WAL, Item A.12) the funds report, net-asset-weighted. Government funds run the longest book (WAM 39 days, WAL 92 days) because agency floaters and longer repo lift WAL; prime funds sit at WAM 37 days; tax-exempt funds are the shortest, WAM 28 days, being mostly daily and weekly variable-rate paper. Rule 2a-7 caps a fund's WAM at 60 days and WAL at 120 days.

CategoryNet assetsShareFundsWAM (days)WAL (days)
Government$6.89T81.7%2143992
Prime$1.39T16.5%383756
Tax Exempt$0.15T1.8%412829
All MMFs$8.44T100.0%2933885

Source: SEC, Form N-MFP Data Sets (DERA) | SEC, Money Market Fund Statistics (period ending May 2026) WAM and WAL are net-asset-weighted across each category's funds. 32 feeder funds are excluded from every figure on this page. Methodology

Related: repo volumes and the OFR's five-asset MMF aggregate on short-term funding; money-market rates (SOFR, EFFR, the FOMC target range) on financial conditions. See the full methodology for the N-MFP tables, item numbers, category mapping, and anchor checks.