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Net lending by sector / Methodology

Net Lending by Sector Methodology

The page reads the nine quarterly series in row 11 of the Z.1 transactions matrix. Their common history contains 303 quarters from 1946:Q4 through 2026:Q1. No annual mnemonic is included.

Release and units. Federal Reserve Board, Financial Accounts of the United States (Z.1): June 11, 2026 (2026:Q1 Z.1 release). The parquet records millions of dollars at seasonally adjusted annual rates. The page divides each value by 1,000,000 to display USD trillions at an annual rate.

Reconciliation

At 2026:Q1, all-sector net lending equals the sum of households and nonprofits, nonfinancial business, federal government, state and local governments, domestic financial sectors, and the rest of the world. The all-sectors-minus-six-sectors residual measured during this build is -1 million dollars. Instrument discrepancies remain a separate ninth series and equal the negative of the all-sectors value at this quarter.

Series register

MnemonicFederal Reserve labelTable IDPositionUnit
FA155000005.QHouseholds and nonprofit organizations; net lending (+) or borrowing (-) (financial account)M3t_QRow 11; Column 1Millions of dollars; transactions at a seasonally adjusted annual rate
FA145000005.QNonfinancial business; net lending (+) or borrowing (-) (financial account)M3t_QRow 11; Column 3Millions of dollars; transactions at a seasonally adjusted annual rate
FA315000005.QFederal government; net lending (+) or borrowing (-) (financial account)M3t_QRow 11; Column 5Millions of dollars; transactions at a seasonally adjusted annual rate
FA215000005.QState and local governments; net lending (+) or borrowing (-) (financial account)M3t_QRow 11; Column 7Millions of dollars; transactions at a seasonally adjusted annual rate
FA385000005.QDomestic nonfinancial sectors; net lending (+) or borrowing (-) (financial account)M3t_QRow 11; Column 9Millions of dollars; transactions at a seasonally adjusted annual rate
FA795000005.QDomestic financial sectors; net lending (+) or borrowing (-) (financial account)M3t_QRow 11; Column 11Millions of dollars; transactions at a seasonally adjusted annual rate
FA265000005.QRest of the world; net lending (+) or borrowing (-) (financial account)M3t_QRow 11; Column 13Millions of dollars; transactions at a seasonally adjusted annual rate
FA895000005.QAll sectors; net lending (+) or borrowing (-) (financial account)M3t_QRow 11; Column 15Millions of dollars; transactions at a seasonally adjusted annual rate
FA905000005.QInstrument discrepancies; net lending (+) or borrowing (-) (financial account)M3t_QRow 11; Column 17Millions of dollars; transactions at a seasonally adjusted annual rate