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Country profile / PRI

Puerto Rico

One canonical page for Puerto Rico’s financial profile, composed from the crisis atlas, IMF sovereign-debt data, the World Bank GFDD and Global Findex, the BIS credit, policy-rate and exchange-rate statistics, the external accounts (IMF balance of payments and international investment position, official reserves, capital-account openness and remittances), and the Penn World Table’s population and GDP scale. Each section links to its dedicated module and cites its own primary source; sections appear only where Puerto Rico has data.

Latest government debt
16.9%
2024 (General govt gross (IMF WEO, April 2026 edition))
Financial crises on record
0
none in the five chronologies
Private credit by banks
n/a
not in GFDD
BIS credit-cycle data
Not covered
BIS ~44-economy set only

Economic scale

Puerto Rico is outside the Penn World Table’s 185-economy coverage (mostly small territories and micro-states), so no population or GDP-scale series is available here.

Source: Penn World Table 11.0 (Feenstra, Inklaar and Timmer 2015). License: CC BY 4.0. Methodology

Crisis history

No banking, currency, or sovereign-debt crisis is recorded for Puerto Rico in the five chronologies (Global Macro Database, Reinhart-Rogoff, Laeven-Valencia, JST, ECB/ESRB).

Source: Global Macro Database 2026_06 | Reinhart-Rogoff (HBS BFFS) | Laeven & Valencia (2020, 2026) | ECB/ESRB Financial Crises Database. License: non-commercial research (inherits GMD / JST); cite all five chronologies. Methodology

Financial depth and soundness

Puerto Rico has no World Bank GFDD financial-structure series.

Source: World Bank Global Financial Development Database (Sep 2022). License: CC BY 4.0. Values end 2021 (GFDD's last release year). Methodology

Financial inclusion

How much of the adult population (age 15+) is inside the financial system, from the World Bank Global Findex 2025: account ownership, digital payments, and formal saving and borrowing. Findex is a survey run in waves (2011, 2014, 2017, 2021, 2024), so each card is a wave sparkline with the latest reading and the change since the first wave available for Puerto Rico.

Account ownership
69.72014
% age 15+
1 wave, 2014
Made or received a digital payment
63.62014
% age 15+
1 wave, 2014
Saved at a financial institution
23.52014
% age 15+
1 wave, 2014
Borrowed from a financial institution
27.12014
% age 15+
1 wave, 2014

Source: World Bank Global Findex Database 2025. License: CC BY 4.0. Survey waves; percent of adults age 15+. Methodology

Credit cycle

Puerto Rico is not in the BIS credit-statistics reporting set (a fixed group of around 44 advanced and major emerging economies), so no credit-to-GDP gap, debt-service ratio, or property-price series is available here.

Source: BIS credit and debt-service statistics | BIS residential property prices. License: free with "Source: BIS" attribution. Methodology

Policy rate and exchange rate

Puerto Rico is in neither the BIS central-bank policy-rate set (48 economies) nor the BIS real broad effective-exchange-rate set (63 economies), so no policy-rate or exchange-rate series is available here.

Source: BIS central bank policy rates | BIS effective exchange rates. License: free with "Source: BIS" attribution. Methodology

External accounts

No IMF balance-of-payments, reserve, capital-account-openness, or remittance series is available for Puerto Rico.

Source: IMF Balance of Payments and IIP Statistics | World Bank, Total reserves (FI.RES.TOTL.CD). License: IMF and World Bank, free with attribution ("Source: IMF"; World Bank reserves CC BY 4.0). Current account and net IIP: IMF BOP/IIP, to 2025. Reserves: World Bank FI.RES.TOTL.CD, to 2025. Methodology

Latest government debt 16.9% of GDP (2024, General govt gross (IMF WEO, April 2026 edition)). Peak 54.5% in 2014. This is below the 80.7% median at which 2000+ sovereign crises began (a comparison, not a prediction).

Latest debt
16.9%
2024
Peak debt
54.5%
2014
Sovereign crises
0
none on record

Source: IMF Global Debt Database | IMF World Economic Outlook. License: IMF, free with "Source: IMF" attribution. Methodology

Reading this profile

  • This page composes existing FinObservatory layers; it introduces no new data. Every figure is reproducible from the source cited in its section. See the methodology for the composition and each source’s coverage and staleness.
  • The layers stop at different dates: the World Bank GFDD depth and soundness series end 2021, but the IMF FSI soundness panel is current (annual through 2024–2025 where reported); the Global Findex inclusion series are surveyed in waves and reach 2024; the crisis chronologies end around 2016–2021; IMF debt runs to 2024; the Penn World Table runs 1950–2023; and the BIS statistics are the most current (credit through 2025, residential property to 2026Q1, and the policy rate and effective exchange rate into 2026 where reported). The external accounts reach 2025 (IMF balance-of-payments and reserves), 2024 (remittance inflows) and 2023 (capital-account openness). A quiet recent tail in one section can simply be where that source stops.
  • Sections are shown only where Puerto Rico has data. An absent section means the underlying dataset does not cover this country, not that the value is zero.