FinObservatory

Cross-border claims / DEU

Germany

The banks located here, whoever owns them, held $4.54T of cross-border claims outstanding in Q4 2025: 9.88% of the world total that quarter, the 4th largest of the reporting systems active in it. Its series in the BIS locational statistics runs from Q4 1977 to Q4 2025.

$4.54T
Claims outstanding
Q4 2025, 4th largest
At its peak
Highest on record
peak $4.54T, Q4 2025
+16%
Change since Q1 2008
from $3.90T
163
Counterparty countries
97.4% of its book is named

Claims outstanding, Q4 1977Q4 2025

Total cross-border claims of the banks located here, USD trillions, quarterly. Nominal dollars: movements mix changes in positions with changes in the dollar value of non-dollar books, and this BIS cut carries no adjusted-change series to separate them.

Hover for daily values

Source: BIS Locational Banking Statistics (WS_LBS_D_PUB), BIS Data Portal (data.bis.org). Selection: cross-border claims (measure C, amounts outstanding), reporting country DEU vs all counterparties (5J), quarterly, 1977-Q4 to 2025-Q4. License:free with “Source: BIS” attribution. Methodology

Who these banks lend to

Every counterparty country BIS publishes for this system in Q4 2025: 163 of them, $4.42T in total, which is 97.4% of its published all-countries total. The five largest counterparties are 69% of the named book. 47 of the 163 borrowers are themselves reporting systems in this dataset and link through to their own book; the other 116 appear here only as borrowers.

#CounterpartyClaimsShare of named bookQ1 2008Change
1GBR United Kingdom$1.64T37.0%$907.54B+80%
2FRA France$502.73B11.4%$258.68B+94%
3USA United States$390.90B8.8%$389.98B+0%
4LUX Luxembourg$267.97B6.1%$307.15B−13%
5NLD Netherlands$251.10B5.7%$180.61B+39%
6ITA Italy$168.50B3.8%$273.71B−38%
7CYM Cayman Islands$121.22B2.7%$118.12B+3%
8ESP Spain$120.96B2.7%$295.81B−59%
9AUT Austria$89.69B2.0%$123.47B−27%
10IRL Ireland$85.89B1.9%$193.21B−56%
11CHE Switzerland$60.97B1.4%$77.45B−21%
12SGP Singapore$55.80B1.3%$33.40B+67%
13BEL Belgium$54.65B1.2%$52.26B+5%
14SWE Sweden$48.49B1.1%$43.57B+11%
15FIN Finland$48.02B1.1%$17.32B+177%
16CAN Canada$44.42B1.0%$16.04B+177%
17DNK Denmark$35.37B0.8%$57.17B−38%
18POL Poland$34.60B0.8%$24.12B+43%
19NOR Norway$34.58B0.8%$27.45B+26%
20JPN Japan$33.37B0.8%$28.40B+18%
21AUS Australia$27.00B0.6%$16.92B+60%
22TUR Türkiye$24.51B0.6%$17.96B+36%
23CZE Czechia$22.77B0.5%$9.24B+146%
24GRC Greece$20.04B0.5%$44.30B−55%
25IND India$19.02B0.4%$10.77B+76%
26CHN China$18.81B0.4%$9.38B+100%
27TWN Chinese Taipei$10.37B0.2%$245M+4133%
28HKG Hong Kong SAR$10.23B0.2%$19.30B−47%
29KOR Korea$10.22B0.2%$14.15B−28%
30PRT Portugal$9.81B0.2%$43.17B−77%
31SVK Slovakia$9.79B0.2%$3.92B+150%
32JEY Jersey$9.34B0.2%$36.78B−75%
33ARE United Arab Emirates$7.55B0.2%$5.71B+32%
34HUN Hungary$7.08B0.2%$22.66B−69%
35IDN Indonesia$5.52B0.1%$4.87B+14%
36LBR Liberia$4.83B0.1%$6.05B−20%
37BRA Brazil$4.77B0.1%$5.43B−12%
38MEX Mexico$4.59B0.1%$2.83B+62%
39SAU Saudi Arabia$4.42B0.1%$1.55B+185%
40EGY Egypt$4.39B0.1%$4.01B+10%
41ZAF South Africa$3.98B0.1%$4.66B−15%
42SVN Slovenia$3.79B0.1%$7.17B−47%
43UZB Uzbekistan$3.61B0.1%$365M+889%
44BMU Bermuda$3.49B0.1%$4.38B−20%
45BEN Benin$3.42B0.1%$2M+171050%
46QAT Qatar$3.25B0.1%$2.18B+49%
47NZL New Zealand$3.22B0.1%$691M+366%
48MHL Marshall Islands$3.10B0.1%$7.26B−57%
49COL Colombia$3.02B0.1%$585M+417%
50CHL Chile$3.02B0.1%$4.00B−24%
51CYP Cyprus$3.02B0.1%$11.85B−75%
52MAR Morocco$3.02B0.1%$1.20B+151%
53AGO Angola$2.73B0.1%$244M+1020%
54ROU Romania$2.68B0.1%$3.32B−19%
55MAC Macao SAR$2.60B0.1%$41M+6251%
56OMN Oman$2.39B0.1%$917M+160%
57MLT Malta$2.29B0.1%$10.20B−78%
58PER Peru$2.17B0.0%$716M+203%
59LTU Lithuania$2.15B0.0%$2.85B−25%
60BHS The Bahamas$2.02B0.0%$1.49B+35%
61ISR Israel$2.00B0.0%$2.35B−15%
62PAN Panama$1.90B0.0%$3.92B−51%
63GGY Guernsey$1.82B0.0%$6.16B−70%
64LIE Liechtenstein$1.67B0.0%$1.70B−1%
65LVA Latvia$1.65B0.0%$3.24B−49%
66VNM Vietnam$1.64B0.0%$534M+207%
67CIV Côte d'Ivoire$1.56B0.0%$300M+419%
68HRV Croatia$1.45B0.0%$4.98B−71%
69BGD Bangladesh$1.44B0.0%$166M+770%
70RUS Russia$1.42B0.0%$31.70B−96%
71VGB British Virgin Islands$1.38B0.0%n/an/a
72SRB Serbia$1.32B0.0%$1.57B−16%
73IMN Isle of Man$1.30B0.0%$3.83B−66%
74PHL Philippines$1.30B0.0%$1.27B+3%
75KWT Kuwait$1.26B0.0%$1.81B−31%
76NGA Nigeria$1.23B0.0%$460M+167%
77JOR Jordan$1.19B0.0%$201M+493%
78THA Thailand$1.13B0.0%$965M+17%
79TUN Tunisia$1.02B0.0%$666M+53%
80BHR Bahrain$1.01B0.0%$4.60B−78%
81ISL Iceland$994M0.0%$13.36B−93%
82TZA Tanzania$948M0.0%$2M+47300%
83BGR Bulgaria$930M0.0%$1.72B−46%
84EST Estonia$896M0.0%$890M+1%
85IRQ Iraq$831M0.0%$757M+10%
86KAZ Kazakhstan$704M0.0%$3.07B−77%
87MYS Malaysia$644M0.0%$1.33B−52%
88PRY Paraguay$602M0.0%$60M+903%
89ARG Argentina$601M0.0%$1.77B−66%
90GHA Ghana$587M0.0%$305M+92%
91IRN Iran$527M0.0%$5.80B−91%
92GEO Georgia$491M0.0%$128M+284%
93UKR Ukraine$451M0.0%$3.95B−89%
94GTM Guatemala$447M0.0%$248M+80%
95MDV Maldives$444M0.0%$73M+508%
96MUS Mauritius$427M0.0%$927M−54%
97NAM Namibia$412M0.0%$171M+141%
98DOM Dominican Republic$391M0.0%$153M+156%
99ARM Armenia$376M0.0%$77M+388%
100URY Uruguay$373M0.0%$231M+61%
101ALB Albania$346M0.0%$41M+744%
102ECU Ecuador$270M0.0%$63M+329%
103SEN Senegal$257M0.0%$3M+8467%
104TGO Togo$243M0.0%$5M+4760%
105RWA Rwanda$213M0.0%$14M+1421%
106KEN Kenya$204M0.0%$183M+11%
107HND Honduras$176M0.0%$47M+274%
108MNE Montenegro$173M0.0%$85M+104%
109CRI Costa Rica$162M0.0%$120M+35%
110MKD North Macedonia$162M0.0%$142M+14%
111AZE Azerbaijan$146M0.0%$346M−58%
112ETH Ethiopia$144M0.0%$2M+7100%
113MNG Mongolia$138M0.0%$60M+130%
114ZWE Zimbabwe$121M0.0%$726M−83%
115CMR Cameroon$113M0.0%$28M+304%
116LKA Sri Lanka$112M0.0%$726M−85%
117PAK Pakistan$108M0.0%$348M−69%
118CUW Curaçao$103M0.0%n/an/a
119DZA Algeria$79M0.0%$329M−76%
120TKM Turkmenistan$76M0.0%$237M−68%
121FRO Faeroe Islands$74M0.0%$283M−74%
122GRL Greenland$72M0.0%n/an/a
123UGA Uganda$65M0.0%n/an/a
124BLR Belarus$63M0.0%$1.08B−94%
125BIH Bosnia and Herzegovina$59M0.0%$232M−75%
126GIN Guinea$55M0.0%n/an/a
127CUB Cuba$51M0.0%$302M−83%
128JAM Jamaica$48M0.0%$106M−55%
129MRT Mauritania$47M0.0%$2M+2250%
130GIB Gibraltar$42M0.0%$1.43B−97%
131PSE Palestinian Territory$37M0.0%n/an/a
132NIC Nicaragua$37M0.0%$3M+1133%
133LBY Libya$36M0.0%$71M−49%
134KHM Cambodia$35M0.0%$3M+1067%
135NPL Nepal$35M0.0%$13M+169%
136ZMB Zambia$32M0.0%$24M+33%
137SLV El Salvador$31M0.0%$212M−85%
138MLI Mali$29M0.0%$3M+867%
139AND Andorra$22M0.0%$76M−71%
140COG Republic of Congo$17M0.0%$21M−19%
141KNA St Kitts and Nevis$17M0.0%n/an/a
142BWA Botswana$16M0.0%$8M+100%
143ATG Antigua and Barbuda$14M0.0%n/an/a
144BOL Bolivia$14M0.0%$52M−73%
145VEN Venezuela$14M0.0%$462M−97%
146PRK North Korea$11M0.0%$17M−35%
147SUR Suriname$11M0.0%n/an/a
148SDN Sudan$11M0.0%$8M+38%
149TTO Trinidad and Tobago$7M0.0%$1.30B−99%
150BLZ Belize$7M0.0%$6M+17%
151MOZ Mozambique$7M0.0%$38M−82%
152MWI Malawi$5M0.0%$2M+150%
153LBN Lebanon$5M0.0%$255M−98%
154GAB Gabon$4M0.0%$81M−95%
155MDA Moldova$3M0.0%$70M−96%
156BRN Brunei$3M0.0%$6M−50%
157GMB The Gambia$2M0.0%n/an/a
158SYR Syria$1M0.0%$120M−99%
159LAO Laos$1M0.0%$36M−97%
160AFG Afghanistan$1M0.0%$9M−89%
161BFA Burkina Faso$1M0.0%$27M−96%
162BRB Barbados$1M0.0%$204M−100%
163LCA St Lucia$1M0.0%n/an/a

Source: BIS Locational Banking Statistics (WS_LBS_D_PUB), BIS Data Portal (data.bis.org). Selection: cross-border claims (measure C), reporting country DEU vs each individual counterparty country, 2025-Q4, with the same cell at 2008-Q1 where it exists. License:free with “Source: BIS” attribution. Shares are of the sum of this reporter's named counterparty cells, not of its published total, because the two differ. Change is in the nominal USD stock and is not a flow. n/a means the cell does not exist at the earlier date, which is not the same as zero. Methodology

These are residence figures, so this page covers every bank booking here, foreign-owned subsidiaries and branches included, and excludes the foreign books of banks headquartered here but booking abroad. For the other side of the ledger, how much the world’s banks lend to this economy, see its counterparty page. The methodology gives the exact BIS selection behind every figure here.